Pantera Capital researchers released 12 predictions for the cryptocurrency market in 2026

2025-12-25 23:29:40

Pantera Capital researcher Jay Yu published 12 predictions for the cryptocurrency market in 2026 on the X platform:

Capital-efficient consumer credit: Combining on-chain and off-chain credit modeling, modular design, and AI user behavior learning will become the new frontier of crypto lending;
Divergence in prediction markets: It will split into financial directions combined with DeFi and cultural directions capturing pop culture and long-tail enthusiasts;
Rise of Agentic Commerce: The x402 protocol will expand into conventional payments, with Solana potentially surpassing Base in tiered trading volume;
AI as the crypto interface layer: AI-assisted analytics, project research, and wallet tracking will permeate most consumer-grade crypto applications;
Tokenized gold rises: It will become a leading asset in the RWA space as a safe-haven asset;
Bitcoin quantum threat panic: Technological breakthroughs may trigger discussions about quantum computing threats, prompting holding institutions to develop contingency plans;
Unified privacy development experience: Privacy-as-a-service bundles will emerge, simplifying the integration of privacy technologies into enterprise workflows;
DAT integration: DAT will undergo consolidation, retaining only 2 to 3 in each major area through mergers or liquidations;
Breaking the boundaries between tokens and equity: Convertible equity tokens may emerge, and the regulatory framework for token legal ownership will tend to solidify;
Hyperliquid maintains Perp DEX dominance: The USDC share on HYPE may be replaced by USDe and USDH;
Professional-grade AMMs moving to multi-chain: They will account for over half of Solana's trading volume and begin pricing assets like RWA;
Stablecoin international settlements: Fintech companies like Stripe, Ramp, Brex, and Klarna will use stablecoins for international settlements.