santander

HSBC и Ant Group протестировали систему, позволяющую AI-агентам использовать токенизированные банковские депозиты для доступа к цифровым услугам и выполнения мелких платежей, при этом транзакции рассчитываются в реальном времени на тестовой блокчейн-сети. Этот тест объединяет токенизированные депозитные услуги HSBC, сеть Anvita Flow от Ant Group и тестовую среду второго уровня блокчейна Jovay Testnet. При этом HSBC предоставляет возможности расчета и проверки рисков в реальном времени, а сеть Ant Group отвечает за координацию доступа к услугам и платежам. В демонстрации AI-агент выбрал цифровую услугу и завершил платеж, обе стороны назвали такие транзакции мелкими платежами, обычно определяемыми как менее 2 долларов. Обе компании заявили, что этот тест ограничен технической проверкой и не представляет собой коммерческого выпуска или фактической услуги для клиентов.В настоящее время несколько банков тестируют AI-агентов, представляющих интересы клиентов при инициировании финансовых транзакций. В марте испанский банк Santander завершил платеж, инициированный AI-агентом, с помощью инфраструктуры Mastercard Agent Pay в контролируемом тестировании, что затрагивало систему мгновенных платежей банка. В мае швейцарский банк цифровых активов Sygnum протестировал транзакции, управляемые AI-агентами, в основной сети блокчейна, где клиенты должны одобрить и подписать каждую транзакцию. Испанский CaixaBank также использовал Visa Intelligent Commerce для завершения карточных транзакций, инициированных AI-агентами, с существующими системами платежей для торговцев. Однако генеральный директор Augustus Bank Фердинанд Дабиц считает, что традиционные клиринговые банки полагаются на системы, разработанные десятилетия назад для ручной работы, и им трудно адаптироваться к требованиям автоматизированных круглосуточных транзакций.

Согласно сообщениям ChainCatcher, как сообщает Bitcoin Magazine, крупнейший банк Испании, банк Сантандер, сообщил, что он владеет спотовым биткойн ETF стоимостью 4,3 миллиона долларов.

ChainCatcher news, according to market news, Spain's Santander Bank's digital bank Openbank has announced the launch of cryptocurrency trading services for retail customers, allowing users to directly trade Bitcoin and Ethereum, with plans to support more crypto assets in the future.

ChainCatcher news, according to Bloomberg, as major European banks accelerate their efforts in this field, Spain's Banco Santander SA is considering expanding its business in digital assets, including preliminary plans to launch a stablecoin and provide cryptocurrency services to retail customers of its digital bank.Insiders say that the stablecoin plan is still in its early stages. As the discussions are private, these individuals requested anonymity. One insider revealed that Santander's online banking subsidiary Openbank has applied for relevant licenses under the EU's latest regulatory framework to offer cryptocurrency services to retail customers.

ChainCatcher news, according to Bitcoin.com, the Massachusetts Appeals Court has confirmed in an unpublished ruling that the lawsuit filed by plaintiff Lourenco Garcia against Santander Bank has been dismissed. The plaintiff reportedly sought to hold Santander Bank accountable for losses exceeding $750,000 in a cryptocurrency scam associated with a fraudulent crypto platform named Coinegg.The Massachusetts Appeals Court found that while Santander Bank could refuse or block any or all transactions, it was not obligated to do so. Furthermore, the plaintiff authorized each transaction and did not find that the bank violated any contractual terms or legal obligations.

ChainCatcher news, according to Bitcoin.com, the globally renowned banking group Santander has highlighted the significant growth of El Salvador's tourism industry in a report, which is closely related to the country's acceptance of Bitcoin.The report details the process of El Salvador adopting BTC as legal tender in 2021 and how it has transformed the country into a unique destination for travelers, especially cryptocurrency enthusiasts.According to Salvadoran authorities, the country welcomed 3.9 million tourists in 2024, a 22% increase from the previous year. The influx of tourists is primarily driven by American visitors, many of whom are attracted by the novelty of experiencing Bitcoin transactions in their daily lives.Santander's analysis links this growth to improvements in safety, noting that the number of homicides in the country has dropped to just 114 in 2024, a significant decrease from the peak of 6,656 in 2015. The combination of declining crime rates and curiosity about Bitcoin has helped El Salvador stand out in the global tourism market.

ChainCatcher news, according to Jinshi reports, in his speech at the Jackson Hole conference, Federal Reserve Chairman Powell emphasized the importance of U.S. employment data for the upcoming monetary easing cycle.Stephen Stanley of Santander Bank stated in a report that this increases the significance of the employment data for August, which will be released on September 6. He mentioned that after the unexpectedly low job growth in July, "the growth in August is not entirely shocking. More broadly, Powell and others at the Fed have recently begun to express concerns about the cooling conditions in the labor market, so stronger data in August could dispel the idea of a 50 basis point rate cut next month." Stanley believes that the employment report may be more critical than the August core CPI data.

ChainCatcher news, according to CoinDesk, Spanish banking giant Santander has chosen cryptocurrency custody technology company Taurus to implement a self-custody model for digital assets.Last week, Santander Private Bank confirmed that BTC and ETH trading has gone live and is now available to clients with accounts in Switzerland.

ChainCatcher news, according to CoinDesk, after the collapse of Silicon Valley Bank, Signature Bank, and Silvergate, Digital Currency Group (DCG) is trying to find new banking partners for its portfolio companies. DCG stated that Santander Bank (SAN), HSBC (HSBA), Deutsche Bank (DB), BankProv, Bridge Bank, Mercury, Multis, and Series Financial are still willing to engage with crypto companies.It is reported that these banks may restrict certain services for cryptocurrency companies, such as brokerage and money market services, as well as the ability to remit to third parties. Traditional banks may be willing to set up bank accounts for cryptocurrency companies but will impose restrictions based on the level of exposure to cryptocurrencies. (Source link)