ANT.FUN founder Shaun: Stablecoins are expected to drive the emergence of "financial super apps."

The founder and CEO of ANT.FUN, Shaun, stated at the Finternet 2025 Asia Digital Finance Summit supported by the OSL Group that stablecoins are expected to drive the emergence of new financial applications, which he described as "three-dimensional species," characterized by the ability to achieve a high customer lifetime value (LTV) from a single user.

Shaun indicated that traditional super apps are "two-dimensional," only capturing user time and installation volume, with their financial monetization capabilities strictly limited by licenses and regions. However, the "financial super app" of Web3 will be "three-dimensional": supported by stablecoins, users can seamlessly connect consumption, trading, wealth management, and contracts within the same application, thereby creating lifetime value that traditional applications cannot reach. Shaun noted that the backdrop of this transformation is that the world is on the "eve" of general artificial intelligence (AGI), and he anticipates that strong artificial intelligence (ASI) will be achieved within three to five years, emphasizing that it is the combination of AGI and digital currencies that makes this restructuring of economic structures possible.