Central Bank: 149.789 billion non-cash payments in the second quarter

The Payment and Settlement Department of the People's Bank of China released the overall situation of the payment system operation for the second quarter of 2025. By the end of the second quarter, a total of 15.238 billion bank accounts had been opened nationwide, including 116 million corporate bank accounts and 15.122 billion personal bank accounts; a total of 10.068 billion bank cards had been issued nationwide, including 9.354 billion debit cards and 715 million credit cards and loan cards, with 775,700 ATMs.

In the second quarter, banks nationwide processed 149.789 billion non-cash payment transactions, amounting to 136.536 trillion yuan. Bank card transactions totaled 146.662 billion, amounting to 22.670 trillion yuan, of which consumer transactions accounted for 93.371 billion, amounting to 3.157 trillion yuan. Banks processed 80.053 billion electronic payment transactions, amounting to 85.816 trillion yuan, including 18.217 billion online payments, amounting to 70.785 trillion yuan, and 58.386 billion mobile payments, amounting to 13.606 trillion yuan. Non-bank payment institutions processed 333.845 billion online payment transactions, amounting to 8.211 trillion yuan.

In the second quarter, the payment system processed a total of 392.751 billion payment transactions, amounting to 308.483 trillion yuan. The People's Bank of China Clearing Center system processed 5.543 billion transactions, amounting to 22.957 trillion yuan; the UnionPay interbank payment system processed 97.641 billion transactions, amounting to 6.671 trillion yuan; the NetUnion clearing platform processed 283.180 billion transactions, amounting to 14.558 trillion yuan; and the RMB cross-border payment system processed 2.121 million transactions, amounting to 4.594 trillion yuan.