Circle launched the CCTP rapid transfer prepayment fee model

According to official news, the Circle Cross-Chain Transfer Protocol (CCTP) now supports a fast transfer prepayment fee feature. Previously, the protocol fee would be directly deducted from the USDC transfer amount on the target chain; with this update, developers can pre-quote and collect fees using the native Gas token or USDC from the source chain before executing the transfer, thereby simplifying the fee handling for cross-chain transfers and ensuring that users receive the expected amount of USDC.

It is reported that the prepayment fee mechanism mainly improves the predictability of fees in cross-chain applications. Users do not have to bear the reduction in the actual amount received due to additional deductions on the target chain; at the same time, the CCTP Quote API can uniformly calculate fees for different supported chains and integrate Fast Transfer and Forwarding fees into a single quote, so developers do not need to build systems to separately calculate multiple protocol fees. In addition, fees can be paid directly using the native token of the source chain, which will not reduce or affect the actual transferred USDC balance.

Currently, the prepayment fee feature supports USDC transfers on all EVM chains covered by CCTP, but it does not support transfers initiated from Solana; transfers to Solana are still supported. Developers can obtain specific fee quotes through the Quote API and integrate this feature, and relevant developers can refer to the CCTP official documentation to build a more predictable cross-chain USDC transfer process.