BTC $80,069.30 +0.43%
ETH $2,322.53 +0.51%
BNB $743.40 +0.57%
XRP $1.30 +1.44%
SOL $100.65 -0.08%
TRX $0.3293 -0.16%
DOGE $0.0777 +1.92%
ADA $0.2056 +1.92%
BCH $282.93 +1.64%
LINK $11.35 -0.02%
HYPE $78.51 +3.27%
AAVE $135.06 +0.72%
SUI $0.9160 +0.28%
XLM $0.1693 +1.18%
ZEC $1,233.97 +3.19%
AAPL $343.73 -0.56%
AMZN $250.11 +0.55%
GOOGL $318.83 -0.80%
MSFT $532.19 +1.57%
META $633.95 -0.88%
NVDA $217.08 +2.49%
TSLA $394.38 +6.21%
SNDK $1,289.00 +4.39%
INTC $91.82 +6.16%
SPCX $147.88 -0.60%
MU $923.75 +4.95%
AMD $537.39 +4.17%
BTC $80,069.30 +0.43%
ETH $2,322.53 +0.51%
BNB $743.40 +0.57%
XRP $1.30 +1.44%
SOL $100.65 -0.08%
TRX $0.3293 -0.16%
DOGE $0.0777 +1.92%
ADA $0.2056 +1.92%
BCH $282.93 +1.64%
LINK $11.35 -0.02%
HYPE $78.51 +3.27%
AAVE $135.06 +0.72%
SUI $0.9160 +0.28%
XLM $0.1693 +1.18%
ZEC $1,233.97 +3.19%
AAPL $343.73 -0.56%
AMZN $250.11 +0.55%
GOOGL $318.83 -0.80%
MSFT $532.19 +1.57%
META $633.95 -0.88%
NVDA $217.08 +2.49%
TSLA $394.38 +6.21%
SNDK $1,289.00 +4.39%
INTC $91.82 +6.16%
SPCX $147.88 -0.60%
MU $923.75 +4.95%
AMD $537.39 +4.17%

중앙은행 부총재: 올해는 기준금리 인하와 금리 인하에 일정한 여지가 있다

2026-01-15 15:48:07

据金十数据报道,人民银行新闻发言人、副行长邹澜 1月 15 日在国新办新闻发布会上表示,从今年看,降准降息还有一定空间。从法定存款准备金率看,目前金融机构的法定存款准备金率平均为 6.3%,降准仍然还有空间。

从政策利率来看,外部约束方面,目前人民币汇率比较稳定,美元处于降息通道,汇率不构成很强的约束;内部约束方面,2025 年以来,银行净息差已经出现企稳迹象,2026 年还有规模较大的 3 年期及 5 年期的长期存款到期,此次下调各项结构性货币政策工具利率都有助于降低银行付息成本,稳定净息差,降息创造一定空间。

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