credit

Сообщение ChainCatcher, по данным ThePayPers, цифровая инвестиционная платформа InvestiFi завершила финансирование в размере 20 миллионов долларов, при этом Vibe Credit Union выступила ведущим инвестором, а BankTech Ventures, ICCU (Кредитный союз Айдахо), United Financial Credit Union, Coastal Credit Union и другие кредитные союзы США также приняли участие в финансировании.InvestiFi поддерживает традиционные финансовые учреждения в предоставлении услуг по торговле криптовалютами, а также инвестиционных услуг в стабильные монеты, акции, ETF и другие активы непосредственно в рамках существующей системы онлайн-банкинга, позволяя пользователям инвестировать напрямую через текущие или сберегательные счета без необходимости перемещения средств между банковскими счетами и внешними брокерами или криптоплатформами. Новые средства будут использованы для расширения масштабов платформы.

Сообщение от ChainCatcher, по данным Jinshi, UBS повысил целевой уровень индекса S&P 500 на конец года до 8,100 пунктов.

Сообщение ChainCatcher, B.AI официально объявляет о полном интегрировании Bitget Wallet, пользователи теперь могут входить в систему с помощью Bitget Wallet одним нажатием кнопки и беспрепятственно наслаждаться услугами ведущих в мире AI больших моделей. В честь этого сотрудничества B.AI предлагает пользователям Bitget Wallet три эксклюзивные привилегии, среди которых начисление бонусов на пополнение для одного пользователя может достигать эквивалента 100 долларов США: новые пользователи получают 1,000,000 AI Credits при первом входе, дополнительный бонус 1:1 при пополнении через BNB Chain, и дополнительный бонус 1:0.5 при пополнении через другие основные публичные цепочки, множество привилегий с искренним предложением.

According to The Block, Securitize announced the launch of Hamilton Lane's Senior Credit Opportunities Fund (HLSCOPE) on the TRON blockchain through its compliant tokenization structure, becoming the first Securitize asset issued on TRON. HLSCOPE provides qualified investors with on-chain exposure to Hamilton Lane's opportunity senior credit perpetual fund, relying on TRON's over 383 million accounts, approximately 90 billion dollars in circulating stablecoins, and high-frequency settlement network.

The French listed company Capital B (ALCPB) is seeking shareholder approval to raise up to $5.82 billion through the issuance of new shares and to raise up to $116.4 billion through the issuance of credit instruments for increasing its holdings in BTC.

According to TechFundingNews, stablecoin payment company NALA announced that it has secured a $50 million credit line from Liquidity through its joint venture Mars Growth Capital with Japan's Mitsubishi UFJ Financial Group (MUFG). The new funds will be used to develop a stablecoin payment infrastructure, focusing on supporting its cross-border payment expansion in emerging markets such as Africa and Asia, including providing real-time payments and receipts based on stablecoins, fund pre-deposit, and treasury management services.Previously, NALA completed a $40 million Series A funding round in July 2024, with investors including Acrew Capital, DST Global, Norrsken22, HOF Capital, Amplo, as well as angel investors such as Vlad Tenev, co-founder of Robinhood, and Ryan King, co-founder of Chime.

According to CoinDesk, Elena Carletti, an executive at UniCredit Bank in Italy, warned that Europe may struggle to cope with the financial shocks related to crypto companies and banks. Carletti pointed out that when Silicon Valley Bank and Signature Bank collapsed in 2023, the United States decided to protect all deposits, including funds held by stablecoin issuers, a measure that helped stabilize the crypto market.Carletti stated that Europe cannot easily take the same measures. The EU's MiCA regulations require stablecoin issuers to hold reserve assets in liquid assets such as bank deposits and government securities, which ties them more closely to traditional banks. However, the European deposit guarantee system typically only protects up to €100,000 per bank per depositor. If large stablecoin reserve accounts come under pressure, this limit may not be sufficient to absorb the shock. Carletti described this as a "double weakness."

Morpho officially released the "Morpho Midnight White Paper," announcing the launch of a new non-custodial protocol designed specifically for the fixed-rate, fixed-term credit market. At the same time, the complete codebase of Midnight has been open-sourced, and developers can access it directly through GitHub.

According to The Block, Bit Digital announced a $100 million delayed withdrawal term loan to its controlled AI infrastructure company WhiteFiber's subsidiary, which can be extended to $150 million by mutual agreement, to support WhiteFiber's recent high-performance computing and AI expansion plans.Bit Digital stated that the loan funds will be disbursed partially or fully through an Ethereum-denominated secured credit facility, allowing the company to earn financing spreads while maintaining ETH exposure.

According to Globenewswire, Bitcoin financial services company Fold announced a four-year secured revolving credit agreement with Encina Lender Finance, securing a credit line of $150 million to support the expansion of its Bitcoin rewards credit card business, facilitating ongoing card issuance and scalable growth.

According to CoinDesk, Mark Connors, Chief Investment Officer of Risk Dimensions and former Head of Global Portfolio Management at Credit Suisse, stated that Bitcoin's previous underperformance against the S&P 500 index, which lasted for 142 days, ended in early May, marking the longest duration in history. It has now entered a new phase of outperformance.

VanEck analyst Matthew Sigel, whose managed assets total $200 billion, stated that the digital credit market could expand to $2.5 trillion in the next decade, while the price of BTC is expected to reach $1 million. Matthew Sigel noted that this goal is "absolutely within reach."

According to an official announcement, the National Credit Union Administration (NCUA) has released a proposed rule outlining the operational and risk management standards for stablecoin issuers permitted under the GENIUS Act. NCUA Chairman Kyle Hauptman stated that the proposed rule aims to ensure that credit unions are not at a disadvantage in terms of standards and aligns with the proposed standards for bank subsidiaries. The proposed rule has been published in the Federal Register, and the comment period will close on July 17, 2026.

According to Cointelegraph, Italy's largest bank, UniCredit, has just disclosed that it increased its cryptocurrency exposure to $231 million in the first quarter.

Stream Finance stated on platform X that the Stream trading protocol is seeking ways to maximize the asset value for customers and creditors, with the goal of integrating, liquidating, and distributing assets as quickly and prudently as possible. The team is currently considering several strategic alternatives that require participation from customers and creditors, and more details are expected to be provided in the coming weeks. For related inquiries, please contact Jeremiah Ledgwidge at Cooley LLP.In November last year, Stream Finance disclosed a $93 million asset loss and suspended withdrawals, after which XUSD significantly depegged.

The AI infrastructure platform B.AI has released a history of Credits consumption record optimization and compensation explanation. With the continuous upgrade of the Credits billing system and display dimensions, the platform has recently conducted a comprehensive review of historical consumption records. During this process, it was found that for certain requests made between May 1, 2026, 00:00 and May 3, 2026, 03:00 (SGT), the consumption details displayed on the front end did not fully present all cost components. This was mainly due to the underlying cache-related fees not being displayed on the page, causing users to typically only see input/output token consumption, leading to a misunderstanding of the overall Credits consumption.To address the above issues, the platform has now completed data corrections and realigned with historical records. Additionally, based on more cautious and user-friendly rules, Credits compensation will be automatically issued to affected accounts (valid for 30 days from the date of receipt) without any action required from users. Please pay attention to account balance updates. In the future, B.AI will continue to upgrade the Credits display system to further enhance long-term transparency and user experience.

Galaxy Research Research Director Alex Thorn published a post disclosing that Galaxy Research released a latest report rebutting the banking industry's assertion that the GENIUS Act will impact U.S. bank deposits, and provided quantitative estimates.The core findings of the report are as follows: Under the framework of the GENIUS Act, 60% to 70% of the incremental stablecoins will come from overseas, with the inflow of overseas deposits being about twice the amount of domestic deposit migration, indicating a net increase overall rather than a transfer of existing stock; each newly minted GENIUS stablecoin can generate approximately 32 cents of net credit for the U.S. economy; by 2030, under the baseline scenario, the total scale of credit expansion is about $400 billion, and in an optimistic scenario, it could reach $1.2 trillion.In addition, the short-end yield on U.S. Treasuries (T-bills) will be compressed by 3 to 5 basis points, potentially saving taxpayers up to $3 billion in borrowing costs each year. The report also points out that the interest pass-through mechanism does not pose a survival threat to the U.S. banking industry; it is merely a redistribution of profit margins and will not reduce overall credit capacity.

Former Hong Kong Stock Exchange President Li Xiaojia stated at the second Caixin London Atlantic Dialogue that China can export productivity and financial services to regions such as the Global South to expand the influence of the renminbi. Chinese financial institutions can issue credit loans in these countries through financial technologies such as blockchain.