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Jack Mallers 旗下 Strike 推出“抗波动”比特币抵押贷款,称不会因价格下跌强平

2026-07-08 06:06:54

ChainCatcher 消息,Jack Mallers 创办的 Strike 推出新的比特币抵押贷款产品,主打避免因 BTC 价格下跌触发强制清算。Strike 表示,只要借款人按时还款,无论比特币价格跌多深,抵押的 BTC 都不会被移动或清算。

Mallers 在 X 上表示,该产品没有追加保证金要求,也没有基于价格的清算机制,用户可以借入美元,同时继续持有比特币。他称,波动不可避免,但清算并非必然。Strike 表示,新贷款产品取消了与贷款价值比(LTV)挂钩的价格触发动作,因此借款人不必担心 BTC 价格下跌导致自动清算。只要利息和到期付款保持正常,抵押品将维持不动。

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