Report: A quarter of American employees are using AI at work, and cryptocurrency is still mainly used for investment

The Federal Reserve released the "2025 Report on the Economic Conditions of American Households," showing that generative AI is rapidly entering the American workforce. The survey indicates that about 25% of American workers used generative AI at work in the past month, with a significantly higher usage rate among those with higher education. Most AI users believe it can enhance efficiency and career development rather than directly replace jobs.

The report also points out that cryptocurrency usage remains primarily for investment purposes. In the "Banking and Payments" section, the Federal Reserve continues to list cryptocurrency as a key area of observation and tracks its usage in investment, payments, and financial services.

Additionally, the report shows that the overall financial condition of American residents is relatively stable, but financial pressure has increased among younger groups, low-income families, and the Black community. Inflation remains the primary financial concern, while employment anxiety has further increased compared to 2024.