ChainCatcher news, according to Crowdfund Insider, African digital lending startup Carrot has announced the completion of a $4.2 million seed funding round, led by MaC Venture Capital, with participation from Partech Africa and Authentic Ventures.Carrot allows users to obtain credit by using stocks, fixed income products, cryptocurrencies, and other alternative investment products as collateral. The platform aims to address the limited traditional credit scoring infrastructure in the African market, providing reliable and affordable credit channels for individuals and small businesses.Since its launch, Carrot has disbursed over $2 million in credit, serving more than 10,000 users. This funding round will be used to expand the team, scale business operations, and accelerate product development, including investments in artificial intelligence to enhance its credit scoring, risk management, and fraud prevention systems.Carrot founder and CEO Bolu Aiki-Raji stated that the company plans to expand its services to other African countries by the end of 2025.

ChainCatcher news, according to The Block, the crypto lending platform Ledn has announced that it will terminate support for Ethereum and interest-earning services, fully transitioning to a Bitcoin collateral lending model.Starting from July 1, the platform will only offer "custodial Bitcoin lending" services, with customer collateral assets fully held by Ledn or its partner institutions. Ledn added Ethereum collateral lending services in February 2024, and this adjustment means that both BTC and ETH "growth accounts" will be closed simultaneously.

ChainCatcher news, Jupiter announced that it will launch its lending product "Jupiter Lend" in July, supported by Fluid, and is currently in the wallet registration phase.The protocol features a 90% loan-to-value ratio (LTV) and a dynamic risk isolation mechanism, significantly higher than the industry average of 75%. The platform is expected to go live this summer, and a waitlist is currently open. Jupiter plans to first launch deposit agreements and vault agreements, and encourages developers to build extended functionalities based on its platform.

ChainCatcher news, according to the official announcement, Binance VIP lending has added a new borrowable asset Nexpace (NXPC).

ChainCatcher news, according to Cointelegraph, the former CEO of the bankrupt crypto lending service platform Cred, Daniel Schatt, and former CFO Joseph Podulka have pleaded guilty to telecommunications fraud in a California district court. Judge William Alsup accepted the plea agreement and scheduled the sentencing hearing for August 26.According to the plea agreement, the two defendants admitted to selectively presenting positive information while concealing negative news to induce users to lend fiat and digital currencies to Cred. The prosecution recommended a maximum sentence of 72 months in prison for Schatt and 62 months for Podulka.Cred filed for bankruptcy in November 2020, resulting in user losses of up to $150 million.

ChainCatcher news, according to the official announcement, Binance VIP lending has added new borrowable assets: Kamino Finance (KMNO), Maple Finance (SYRUP), Space and Time (SXT), StakeStone (STO).

ChainCatcher news, according to Cointelegraph, the DeFi lending protocol Aave announced that its total locked value (TVL) has reached a historic high of $40.3 billion, with the latest version Aave v3 contributing approximately $40 billion. Data shows that this figure has increased by nearly 170% from 6 million ETH (about $15 billion) at the beginning of 2025, primarily driven by the rise in Ethereum's price from $1,500 to $2,500.Currently, Ethereum and its derivatives account for nearly 50% of Aave's TVL, while the platform's native token AAVE has also risen 25% over the past week to $220.42.

ChainCatcher news, according to Globenewswire, medical service provider SRx Health Solutions, Inc. (NYSE American: SRXH) announced that it has invested $1.5 million in Solana tokens (SOL) to advance its asset diversification strategy. The company has previously planned to allocate no more than 10% of its cash flow and cash reserves to invest in cryptocurrencies such as Bitcoin (BTC), Solana (SOL), and physical gold and silver. The company's chairman, Adesh Vora, stated that in addition to existing funds, they will continue to increase their allocation to crypto assets through asset sales, partnerships, and financing, and explore the introduction of a crypto rewards program in their pharmacy business.In addition, the company plans to establish a cryptocurrency lending subsidiary, intending to collateralize its Halo brand assets and future earnings to secure financing in cryptocurrencies such as Solana and Bitcoin. This move aims to avoid equity dilution in obtaining operating funds, which will be used for Halo brand marketing. Currently, the plan is still in the conceptual stage, and the company will further discuss implementation details with the crypto community.

ChainCatcher news, according to the official product presentation, Huobi HTX has recently launched a limited-time ultra-low interest rate activity for BTC lending. From May 9, 16:00 to May 23, 17:00 (UTC+8), users who use BTC as collateral for margin trading or borrow BTC through staking in flexible products can enjoy an ultra-low annual interest rate of 0.09%, a reduction of up to 555 times compared to before the activity. The event aims to further reduce users' capital costs and provide users with more efficient earning opportunities.

ChainCatcher message, the proposal content shows that Aave Labs has proposed to the Uniswap DAO to launch a Uniswap V4 LP position management module, allowing users to use V4 liquidity positions as collateral to borrow GHO stablecoins, with plans to expand to other assets in the future.This module will be integrated into Aave V4 and linked to the GHO stability mechanism, with the Uniswap DAO receiving 50% of the GHO lending interest as revenue. The proposal also includes a request for a $3.3 million UNI grant for development, auditing, and promotion, and sets a total of 2.4 million UNI incentives linked to performance release mechanisms.

ChainCatcher news, Jack Mallers' Bitcoin Lightning payment app Strike has announced the launch of a new crypto lending program, available for both personal and business accounts.Mallers stated on X: "You shouldn't have to sell the best-performing asset in human history to get cash. Now you don't have to." Strike Lending will initially launch in certain regions of the United States, with plans to expand to international markets in the future. The company stated: "These Bitcoin-backed loans will not be reported to credit agencies and will not affect credit scores." Loan amounts start at $75,000 and can go up to $2 million, with an annual interest rate of at least 12%.

ChainCatcher news, according to a report by the Financial Times cited by Jinshi, former U.S. Treasury Secretary Yellen warned that Trump's tariffs would have a "huge adverse" impact on the U.S. economy, as they "hinder" companies that rely on critical mineral supplies from China. Trump's broad tariffs on trade partners could push the U.S. into recession. "(The tariff strategy) will have extremely adverse effects on the U.S., on consumers, and on the competitiveness of businesses that rely on imported raw materials. About 40% of the goods imported into the U.S. are raw materials used for domestic production. I am not ready to say that I predict a recession, but it is certain that the possibility has increased significantly."

According to ChainCatcher news and the official announcement, Huobi HTX will launch the 6th phase of the staking borrowing "Lending to Mine" activity from April 29, 10:00 to May 15, 23:59 (UTC+8). During the event, users participating in the spot USDT lending can share a total prize pool of up to 500 million $HTX according to the proportion of their USDT interest expenses to the total interest income of the platform's spot USDT lending products. The larger the cumulative interest expense proportion, the more rewards will be shared.It is reported that the Huobi HTX spot USDT lending product supports 19 mainstream stakable currencies, with a maximum lending limit of up to 20 million USDT, allowing for flexible borrowing and repayment, aiming to meet users' diverse lending needs.

ChainCatcher message, the lending protocol Loopscale on the Solana chain disclosed on platform X that today at 11:30 AM EST (April 26, 11:30 PM Beijing time), the pricing function of Loopscale's RateX PT token was manipulated, resulting in approximately 5.7 million USDC and 1,200 SOL being stolen from Loopscale's USDC and SOL treasury. Currently, all markets of Loopscale have been temporarily halted to allow the team to conduct further investigations.The funds involved in this security breach account for about 12% of Loopscale's total funds and only affect depositors who deposited funds into Loopscale's USDC and SOL treasury. Borrowers and users of loop lending are not affected. The team is working hard to restore the repayment function as soon as possible to avoid unforeseen liquidation situations. The team is closely collaborating with law enforcement officials, security experts, and investors to recover the funds. A full technical analysis report will be released as soon as more information is available.

ChainCatcher news, according to The Block, the Federal Court of Australia overturned a previous unfavorable ruling against the crypto lending platform Block Earner, determining that its crypto asset-backed Earner product did not violate local financial regulations. The court ruled that Block Earner's blockchain lending product is classified as a fixed-term loan agreement, rather than a financial investment product requiring regulatory approval.The court not only dismissed all charges from the Australian Securities and Investments Commission (ASIC) but also ordered ASIC to bear all legal costs of the original trial and the appeal. This three-year legal dispute began in November 2022 when ASIC accused Block Earner of violating the Australian Financial Services Act. Despite this legal victory, it has been reported that Block Earner currently has no plans to relaunch the Earner product in the Australian market.

ChainCatcher news, Ripple's dollar-pegged stablecoin RLUSD has now launched on the Aave V3 Ethereum core market, providing lending services for institutional and decentralized finance users. The initial supply cap for RLUSD is set at 50 million, with a borrowing limit of 5 million. Currently, the market activity is low, with a utilization rate of 0% and no lending activity, resulting in an annual interest rate of 0%. Nevertheless, the market capitalization of RLUSD has surpassed $293 million, with a total trading volume of $10 billion.The target market for RLUSD is enterprise applications, and Ripple has integrated it into the Ripple payment system to facilitate cross-border payments. Its launch on Aave V3 opens up new prospects for its future applications in DeFi, and with the initiation of liquidity mining and interest structures, it is expected to attract more users.