The biggest structural advantage of retail investors compared to institutions is "no need to explain," allowing them to profit from volatility and time

Cobo co-founder and CEO Shen Yu shared investment insights on platform X: "The biggest structural advantage of individual investors over institutions is not information or capital, but rather 'no one needs to be accountable.'

Funds are often constrained by institutional requirements from LPs, drawdown limits, and quarterly assessments, which can force them to cut losses at the worst possible times; whereas individual investors can take advantage of volatility and extend their time horizons to acquire chips that are passively sold off due to institutional constraints at market bottoms, thus generating profits."