401k

The chairman of the U.S. Securities and Exchange Commission (SEC), Paul Atkins, stated: "Now is the right time to allow cryptocurrencies into 401k retirement accounts."

K33 Research Director Vetle Lunde pointed out in the market outlook report that several of the biggest fears facing Bitcoin are distant, hypothetical issues rather than immediate threats, such as quantum risks and the potential sale of BTC by Strategy. While Bitcoin is undergoing the most severe adjustment since the bear market of 2022-23, the current wave of panic is driven by exaggerated long-term risks rather than any direct structural threats. The oversupply of derivatives, concentrated sell-offs by long-term holders, and widespread supply distribution are catalysts that have led the market to recent lows.However, a series of mid-term policy and structural developments could significantly enhance Bitcoin's prospects, such as the new 401(k) pension plan guidelines to be issued by U.S. regulators in February 2026, allowing for the allocation of cryptocurrencies in the $9 trillion retirement market.

According to Jinshi reports, U.S. President Trump stated that the stock market and 401k plans have reached all-time highs, and inflation, prices, and taxes are all declining. Tariffs have made our country wealthy, strong, prosperous, and safe. Education is being brought back to America, and our military and southern border are the strongest they have ever been.

ChainCatcher news, according to the Financial Times, U.S. President Trump is preparing to sign an executive order allowing 401k retirement plans to invest in various alternative assets such as cryptocurrencies, gold, and private equity. This initiative could drive significant changes in the $9 trillion U.S. retirement market.The executive order will instruct regulators to study and eliminate existing barriers, providing 401k investors with more diverse asset allocation options. Previously, the Trump administration had relaxed restrictions on retirement accounts investing in crypto assets and actively promoted related legislation.

According to ChainCatcher news, as reported by CNBC, if the Bitcoin spot ETF is approved, it could soon become part of individual retirement savings plans. This would provide ordinary investors with a new way to invest in Bitcoin without having to buy and store the cryptocurrency directly. This move could further drive the mainstream acceptance of cryptocurrencies.