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In the 13th anniversary open letter, Gate founder and CEO Dr. Han pointed out that the crypto industry is undergoing a structural reshaping driven by multiple variables. Technological evolution, improvements in regulatory systems, changes in the macro environment, and a broader user base are all working together to influence the industry's development path, continuously raising the overall threshold.Dr. Han stated that this change is reflected not only in compliance and technical requirements but also in the higher demands for platform system capabilities and long-term investment; as the threshold rises, resources and space are accelerating towards participants who possess long-term judgment and sustained investment capabilities, and long-termists will gain more certain growth opportunities in the new cycle.As a global leading crypto asset trading platform, Gate always regards security and transparency as the cornerstone of development, being the first to introduce a 100% reserve proof scheme and continuously expanding its global compliance footprint. Currently, multiple entities under Gate have obtained or completed relevant regulatory registrations, license applications, authorizations, or approvals in jurisdictions such as Malta, Cyprus, the Bahamas, Japan, Australia, and Dubai. At the same time, the platform deeply integrates AI innovative technology, building an ecosystem that covers multi-asset allocation and full-scenario services, driving the industry towards a smarter and more sustainable future.

Billionaire venture capitalist Chamath Palihapitiya recently stated that Bitcoin has "structural flaws" that may limit its widespread adoption by governments and central banks.During the World Government Summit, Palihapitiya pointed out that Bitcoin falls short in two key dimensions: privacy and fungibility, making it unsuitable as a central bank reserve asset. He explained that Bitcoin operates on a transparent blockchain, where transaction histories are permanently recorded, which can lead to certain coins being treated differently due to associations with illegal activities, undermining Bitcoin's fungibility. In contrast, gold meets the requirements of sovereign institutions for privacy and fungibility, which is why central banks continue to hold large reserves of gold.Palihapitiya believes that Bitcoin may struggle to achieve a tenfold increase in market value through central bank demand, but he remains optimistic about digital financial innovation, particularly stablecoins.

U.S. SEC Chairman Paul Atkins spoke at the Financial Stability Oversight Council's Artificial Intelligence Innovation Roundtable, pointing out that AI will reshape capital market regulation. The U.S. SEC has established an AI working group this year to promote the application of artificial intelligence in areas such as risk assessment, market anomaly monitoring, information disclosure review, and market risk analysis.In terms of regulatory approach, the SEC will adhere to a "technology-neutral" and "materiality-based" information disclosure framework, opposing simple additive mandatory disclosure requirements for new technologies. Actions that utilize AI for fraud or exaggerated claims will be held accountable under the law.Paul Atkins added that as a regulatory agency, the U.S. SEC will not shy away from the AI wave but will choose to understand, evaluate, and adopt relevant technologies when appropriate, while encouraging market participants to maintain open dialogue with regulators to jointly promote the sound development of capital markets.

According to an interview with BeInCrypto, Dr. Han, the founder and CEO of Gate, stated that artificial intelligence will bring substantial changes to trading methods within two years when discussing "Intelligent Web3." He believes that the increasingly complex structure of crypto products and the rising operational thresholds have become significant obstacles to further adoption in the industry.In this context, Gate has launched AI-assisted features to help users understand token information, platform functions, and trading strategies; the next phase plans to replace traditional interfaces with natural language interactions, enabling automated execution of trades and profit management. He also mentioned that AI will not only optimize user experience but may also enhance capital flow and allocation efficiency through round-the-clock operation and scalable information processing capabilities.Since its establishment in 2013, Gate has developed into a global trading platform covering over 49 million users, operating under licenses in multiple jurisdictions, and continuously promoting compliance market expansion. At the same time, Gate is accelerating the integration of tokenized stocks, gold, silver, and indices, achieving 24/7 trading of crypto assets and traditional assets within a unified account system. From the current layout, Gate is advancing its next phase strategic deployment through AI and multi-asset integration on two fronts.

According to the Hong Kong Wen Wei Po, Fan Wenzhong, Vice President of the Chinese Academy of Social Sciences in Beijing and Executive Director of the China Finance Society, wrote an article titled "Steadily Promoting the Coordinated Innovation of Digital Renminbi and Hong Kong Stablecoins," in which he pointed out: Central Bank Digital Currencies (CBDCs), represented by the digital renminbi (e-CNY), and new payment tools represented by compliant stablecoins from Hong Kong are reshaping the new paradigm of cross-border payments through different paths.Through the coordination of digital renminbi and Hong Kong stablecoins, the cross-border coverage of digital renminbi can be rapidly expanded, enhancing the stickiness of the renminbi in real trade and promoting the internationalization of the renminbi; strengthening Hong Kong's status as an international financial center and creating the world's first "CBDC + compliant stablecoin" integration hub. The cross-border payment solution for the dual currency does not pursue complete unification of the underlying ledgers of digital renminbi and stablecoins, but instead achieves secure exchange and circulation of both at the value level by establishing regulated and standardized interaction interfaces.

Coinbase's Head of Investment Research, David Duong, stated, "We believe that dedicated blockchain networks are rapidly emerging (including L2, independent L1, and application-specific chains) and are quickly reshaping the competitive landscape of crypto infrastructure. For example, the Arc platform built by Circle is designed specifically for institutional-grade applications centered around USDC, aiming to become a compliant and optimal institutional infrastructure; while the Tempo network, incubated by Stripe and Paradigm, focuses on bridging institutional payment channels, targeting the massive cross-border payment and international trade markets.Another example is the Canton Network, which is building a private, permissioned blockchain environment specifically to unlock trillions of dollars of institutional capital that is "locked" by asset tokenization and securities exchanges. This resulting infrastructure fragmentation is not accidental but rather a strategic response from the institutional level to a core issue: large institutions are generally unwilling to outsource their core business logic to platforms controlled by competitors. The underlying logic is—strategic control. An increasing number of companies are choosing to launch their own blockchains to maintain control over their data sovereignty, compliance environment, and the financial value accumulated through network effects.In the short term, this trend may accelerate further, as institutions will continue to launch dedicated chains aimed at high-value, heavily regulated capital flows, prioritizing customized governance, fee structures, privacy controls, and compliance features over using generic shared infrastructure. However, in the long term, we believe the endgame is not an infinitely fragmented "island chain" scenario, but rather a network-of-networks architecture: these highly customized blockchains will achieve deep composability through advanced interoperability layers, such as native cross-chain messaging, staking/re-staking based shared security mechanisms, and privacy-preserving cross-chain bridges.The ultimate winners will be those projects that can strike a balance between vertical deep optimization and horizontal seamless interconnection—achieving cross-chain atomic settlement, unified liquidity pools, and synchronized circulation of real-world assets (RWA); while the laggards may find themselves trapped in isolated ecosystems, gradually marginalized in an increasingly rewarding market environment for compliant, liquid, institutional-grade capital flow.

Matrixport recently announced an upgrade to its fixed income product system, officially launching the "monthly interest withdrawal" mechanism, further enhancing cash flow flexibility and capital efficiency in digital asset investments.In traditional fixed income products, investors often have to wait until maturity to receive their returns in a lump sum. With this upgrade, users can choose to withdraw interest monthly while keeping their principal locked and annual returns stable, converting long-term earnings into a continuous, disposable cash flow.Matrixport stated that this functional upgrade is not merely a single product adjustment, but rather a further extension of its design philosophy for fixed income products—from "maturity settlement of returns" to "continuous cash flow management," in order to better meet users' dual demands for stability and liquidity in different market environments.In the future, Matrixport will continue to optimize its products and services around asset efficiency, risk control, and user experience, providing global users with more robust and flexible digital asset solutions.

The core team member of HumidiFi, Ben, stated at the Solana Breakpoint conference, "On the path to transforming the world, Solana is now able to settle tens of thousands of transactions per second at nearly zero cost. Anyone globally can access it—through a new seat licensing and membership tier system, entering a completely open, permissionless market with Wall Street-level quality, programmable, and global in nature.We recently built a decentralized trading platform called HumidiFi, which offers tighter spreads than Binance, with an average execution spread of just a few basis points. But what I really want everyone to realize is: this system is fundamentally reshaping retail finance. Retail investors can now access spreads better than any traditional brokerage platform, with averages narrowing down to the magnitude of just a few basis points.Currently, this system accounts for 60% of all on-chain trading volume—and we are just getting started."