tokenization

According to CoinDesk, financial technology service provider FIS and structured finance platform Intain are launching an AVAX-based blockchain marketplace that allows regional and community banks to securitize loan portfolios and sell them directly to institutional investors.The platform, named Digital Liquidity Gateway, tokenizes loans in the form of NFTs, automates settlement (including the use of stablecoins like USDC), and removes the intermediaries that typically slow down and increase the cost of asset-backed financing processes. The platform has been integrated with FIS's core banking systems, and FIS's software and payment infrastructure services cover over 20,000 clients globally.Both companies stated that the platform has begun providing access services for banks and investors, with expectations to complete hundreds of millions of dollars in loan transactions by the end of this year, starting with loan pools related to commercial real estate and aviation financing.

Christopher Jensen, Head of Digital Asset Research at Franklin Templeton, stated in an exclusive interview with Binance's Jessica Walker that institutional entry is accelerating rapidly, and 2025 will be a turning point for the integration of traditional finance and blockchain.Jensen pointed out that stablecoins are the first "killer application" in the crypto space to achieve large-scale implementation, not only driving innovation in payment systems but also becoming the base currency for all tokenized assets. With regulatory progress (such as the GENIUS Act), institutional confidence is rapidly increasing.He also mentioned that tokenization is reshaping the landscape of finance and assets, and in the future, investors' wallets will contain a diverse array of assets, including U.S. Treasuries, stablecoins, NFTs, and tokenized real estate, forming a complete on-chain portfolio. He believes, "This institutional entry is real; the market is moving from the experimental phase to a stage of structural adoption."

Christopher Jensen, Head of Digital Asset Research at Franklin Templeton, stated in an exclusive interview with Binance's Jessica Walker that institutional entry is accelerating comprehensively, and 2025 will be a turning point for the integration of traditional finance and blockchain.Jensen pointed out that stablecoins are the first "killer application" in the crypto space to achieve large-scale implementation, not only driving innovation in payment systems but also becoming the base currency for all tokenized assets. With regulatory progress (such as the GENIUS Act), institutional confidence is rapidly increasing. He also mentioned that tokenization is reshaping the financial and asset landscape, and in the future, investors' wallets will hold a diverse range of assets including U.S. Treasuries, stablecoins, NFTs, and tokenized real estate, forming a complete on-chain portfolio. He believes, "This institutional entry is real; the market is moving from the experimental phase to a structural adoption phase."

Hong Kong Financial Secretary Paul Chan published a blog post titled "Mutual Promotion of Financial Innovation and Technology," in which he pointed out that the Hong Kong Monetary Authority proposed more than 40 specific measures during FinTech Week. The "FinTech 2030" strategy focuses on areas such as financial tokenization, payment infrastructure, and artificial intelligence.Paul Chan also revealed that startups under Hong Kong Cyberport and Science Park raised a total of HKD 6 billion in funding over the past year, with several resident companies going public, raising a total of HKD 5.2 billion.

According to a press release from the Hong Kong government, the Secretary for Financial Services and the Treasury, Christopher Hui, stated today that the market response and feedback regarding the application of AI, blockchain, and tokenized products are very positive and rapid. The next step will be to consider applying these technologies to some existing products.For example, regarding some potential long-term revenues, such as charging stations, how to convert these long-term revenues into tokenized investment products, allowing investors to participate, and using blockchain to turn long-term revenues (which are currently experimenting with long-term charter income) into a verifiable income for investors to invest in.

According to Cointelegraph, Joe Longo, chairman of the Australian Securities and Investments Commission (ASIC), warned on Wednesday at the National Press Club that Australia risks falling behind in global competition if it does not embrace new technologies such as asset tokenization.Longo stated that distributed ledger technology could fundamentally change capital markets, and globally tokenized assets are expected to reach a scale of $2-16 trillion by 2030. To address these challenges, ASIC will relaunch its innovation hub to support fintech startups in navigating regulatory challenges.

Hong Kong-listed company Hong Kong and China Gas announced that it has obtained a credit facility of HKD 100 million from Chuangxing Bank to complete the RWA tokenization project with underlying assets. It is reported that the project is supported by Ant Group's Jovay Layer2 blockchain, and subsequent key financial and operational data will be instantly recorded on the blockchain.

The Hong Kong-listed company Hong Kong and China Gas announced that it has obtained a credit limit of HKD 100 million from Chuangxin Bank to complete the RWA tokenization project with underlying assets. It is reported that the project is supported by Ant Group's Jovay Layer2 blockchain, and subsequent key financial and operational data will be instantly recorded on the blockchain.

UBS Group announced that it has completed end-to-end real-time tokenized fund transactions in a production environment using the Chainlink Digital Transfer Agent (DTA) technology standard.The transaction was executed jointly by UBS Tokenize and DigiFT, involving the first on-chain subscription and redemption of the UBS Dollar Money Market Investment Fund token, uMINT. The process covers various stages of the fund lifecycle, including order reception, execution, settlement, and data synchronization between on-chain and off-chain systems.DigiFT, as the on-chain fund distributor, completed the automated settlement of uMINT shares based on the Chainlink DTA standard. UBS Chief Operating and Technology Officer Mike Dargan stated that this transaction demonstrates the potential of smart contracts and standardized technology in enhancing fund operational efficiency and investor experience.Chainlink co-founder Sergey Nazarov noted that this achievement sets a new industry benchmark for institutional-grade tokenized finance. DigiFT founder Henry Zhang added that utilizing the Chainlink DTA standard enables real-time subscription and redemption operations directly integrated with institutional custody systems.

According to Ming Pao, JPMorgan President Daniel Pinto stated at the "Hong Kong Female CEO Summit 2025" that if the regulatory policies for stablecoins around the world are not unified, it will limit their practical applications in cross-border small payments. He believes that regulatory agencies should embrace new technologies and develop regulations for their additional risks, rather than completely reshaping the system.Franklin Templeton President Jenny Johnson pointed out that as long as companies understand the rules, they can develop their business accordingly. She cited tokenization as an example, stating that Hong Kong could adopt principle-based regulation in formulating specific rules, focusing on the core principle of "whether customers are treated fairly."Former HKEX Chairman Laura Cha stated that the Hong Kong Monetary Authority's proactive approach to stablecoin regulation is the right direction, and regulatory authorities should establish a clear and transparent framework.

The President of the Hong Kong Monetary Authority, Eddie Yue, delivered the opening remarks at the FinTech Week, outlining the "FinTech 2030" vision, which aims to develop Hong Kong into a robust, resilient, and forward-looking international fintech hub, focusing on four key areas that encompass over 40 specific projects. Among them, it was mentioned that the Monetary Authority will also promote financial tokenization and foster a thriving tokenization ecosystem.The Monetary Authority will take the lead in demonstrating asset tokenization, such as regularizing the issuance of tokenized government bonds, while also exploring the feasibility of tokenizing foreign exchange fund notes and bonds. The Monetary Authority is set to launch the Ensemble project pilot program to support real transactions and will continue to collaborate with industry stakeholders and other central banks to cultivate innovative tokenization use cases.

The Hong Kong-listed company LionTeng Holdings announced that it will issue mortgage-backed convertible bonds maturing in 2026 to raise approximately HKD 273 million (USD 35 million). It has currently signed an agreement with asset management company LMR Partners to subscribe to the related bonds, with a final net fundraising amount of approximately USD 33,565,000 (about HKD 260,800,000). The funds will be used to support the development of its digital finance and real-world asset (RWA) tokenization framework.

According to Cointelegraph, Bank Negara Malaysia (BNM) has announced a three-year roadmap to pilot asset tokenization projects within the financial system.The initiative will launch multiple proof of concept (POC) and actual pilot projects through the Digital Asset Innovation Hub (DAIH) established earlier this year.The core content of the roadmap includes the establishment of the Asset Tokenization Industry Working Group (IWG), co-led by the central bank and the Securities Commission (SC), responsible for promoting industry exploration, knowledge sharing, and regulatory coordination. The first batch of pilots will focus on applications with clear economic value, such as supply chain financing to expand credit access for SMEs, tokenized liquidity management to enhance settlement efficiency, and compliant applications for automatically executable Islamic finance transactions.BNM also plans to explore tokenized deposits and stablecoin schemes denominated in ringgit to ensure monetary consistency and improve digital settlement efficiency, and will further investigate integration with wholesale central bank digital currencies (CBDC). The project aims to modernize financial infrastructure in sync with Asian regulators such as the Monetary Authority of Singapore (MAS) and the Hong Kong Monetary Authority (HKMA).

According to Ledger Insights, Bank Negara Malaysia has launched a three-year exploration program for the tokenization of real-world assets and established a Digital Asset Innovation Center and an industry working group to seek feedback on potential use cases ranging from supply chain finance to Islamic financial products.The central bank's latest report outlines a phased implementation plan: a proof of concept and pilot will take place in 2026, followed by an expansion of the trial in 2027. The bank invites the industry to submit use case feedback by March 1, 2026, while also clearly defining which cases meet the experimental criteria.

ChainCatcher news, Standard Chartered Bank's Head of Digital Asset Research Geoffrey Kendrick predicts in the latest report that the total market value of tokenized real-world assets (RWA), excluding stablecoins, will surge from the current approximately $35 billion to $2 trillion by the end of 2028, an increase of about 56 times.He expects that "most on-chain activity" will occur on Ethereum, due to its long-term stability and network effects. The report notes that the popularity of stablecoins has paved the way for other asset classes to go on-chain, including money market funds (MMF) and stocks.

ChainCatcher news, according to a report by Cointelegraph, Standard Chartered's latest report shows that the tokenized real-world assets (RWA) market is expected to experience explosive growth in the next three years, increasing from the current approximately $35 billion to $2 trillion, a 57-fold increase.The report indicates that this $2 trillion will be distributed across money market funds ($750 billion), tokenized U.S. equities ($750 billion), tokenized U.S. funds ($250 billion), and lower liquidity areas such as private equity ($250 billion). Geoff Kendrick, Global Head of Digital Assets Research at Standard Chartered, stated that stablecoin liquidity and DeFi banking operations are crucial prerequisites for the rapid expansion of RWA. Currently, the total supply of stablecoins has surpassed $300 billion, a year-on-year increase of 46.8%, driving the DeFi ecosystem into a "self-sustaining growth cycle." However, the report also warns that regulatory uncertainty remains the biggest threat facing the RWA industry, and if the Trump administration fails to implement comprehensive cryptocurrency legislation before the 2026 midterm elections, industry progress may stagnate.

ChainCatcher news, the President of the Hong Kong Monetary Authority, Eddie Yue, wrote an article in "The Banker" titled "Building Bridges for Hong Kong's Digital Economy," announcing the release of the next phase of the fintech development blueprint to ensure that Hong Kong remains at the forefront of fintech.The Hong Kong Monetary Authority will explore Central Bank Digital Currency (CBDC) and build a new generation of data infrastructure, further researching tokenization to improve the financial system. In addition, Hong Kong will establish a comprehensive digital currency framework to promote the complementary coexistence of different forms of tokenized currencies, such as the digital Hong Kong dollar, tokenized deposits, and regulated stablecoins.

ChainCatcher news, according to Bloomberg, the issuer of the Trump co-branded memecoin, Fight Fight Fight LLC, is in talks to acquire the U.S. operations of the crowdfunding platform Republic.If the deal goes through, the token may gain further promotion in startup fundraising and payment applications. Republic has supported multiple financing deals, providing real-world asset (RWA) tokenization services, enabling participation from accredited investors and retail investors, with investors including Galaxy Digital and the venture capital arm of Binance.