xrpl

XRP Ledger developers submitted a draft amendment called "AMM Swappable Curves," which plans to introduce three types of swappable curves for the XRPL native automated market maker: constant product, concentrated liquidity, and StableSwap, with a programmable Smart AMM to be added later. This upgrade aims to allow liquidity providers to choose more suitable pricing curves based on asset types, thereby improving capital efficiency.Concentrated liquidity is suitable for trading pairs where most transactions are concentrated within a specific price range, while StableSwap is more appropriate for assets that are close to a 1:1 exchange, such as stablecoins or pegged assets. Existing AMM pools will continue to use the current constant product model and will not require migration. This proposal is seen as an important step in addressing the shortcomings of the DeFi infrastructure on XRPL.Currently, there are over $3 billion in tokenized real-world assets on the XRPL chain, including a recent pilot for tokenized U.S. Treasury redemptions completed by Ripple and JPMorgan. However, to enable these assets to trade, lend, or generate yield more efficiently, a more mature DeFi liquidity infrastructure is still needed. Nevertheless, this proposal is still in the draft stage and will need to go through the XRPL amendment voting process, which may take several months, and there is still uncertainty about whether it will ultimately pass.

XRPL developer Wietse Wind has issued a latest security warning to the XRP community, stating that recent scam activities targeting Xaman Wallet users are on the rise. Scammers are currently promoting fake desktop wallet applications and counterfeit airdrop activities to lure users into connecting their wallets or downloading malicious programs, thereby stealing funds. Wietse Wind reminds users not to connect their wallets to suspicious websites and not to download any unofficial applications to avoid asset loss.

XRPL developer Wietse Wind has issued a latest security warning to the XRP community, stating that there has been an increase in scam activities targeting Xaman Wallet users. Scammers are currently promoting fake desktop wallet applications and counterfeit airdrop activities to lure users into connecting their wallets or downloading malicious programs, thereby stealing funds.Wietse Wind reminds users not to connect their wallets to suspicious websites and not to download any unofficial applications to avoid asset loss.

Ripple officially announced its quantum resistance roadmap, with the core goal of making the XRP Ledger (XRPL) quantum-resistant by 2028. The roadmap primarily addresses the potential attack mode of "harvest now, decrypt later," where attackers collect encrypted data now and wait for future quantum computers to mature before cracking it.The entire plan will be implemented in four phases:Phase 1: Q-Day Emergency Preparedness (Already Started). Establish a Q-Day emergency response mechanism. If the existing classical encryption system is suddenly compromised, the network will immediately stop accepting traditional public key signatures, forcing a migration to quantum-safe accounts. At the same time, explore asset ownership verification solutions based on Post-Quantum ZK-proofs, allowing existing account holders to safely recover funds in emergencies without exposing vulnerable keys.Phase 2: Risk Assessment and Algorithm Testing (First Half of 2026). Conduct a comprehensive assessment of the impact of post-quantum cryptography on the performance, storage, and bandwidth of the XRP Ledger network. Collaborate with Project Eleven to conduct validator-level testing and Devnet benchmarking, deploy NIST standardized ML-DSA quantum-safe signature schemes, and develop prototypes for post-quantum custodial wallets. Core engineer Denis Angell has already deployed ML-DSA signatures on XRPL's AlphaNet.Phase 3: Devnet Hybrid Integration (Second Half of 2026). Parallel integration of candidate post-quantum signature schemes with existing elliptic curve signatures on the developer network (Devnet), allowing developers to test performance and system impacts without affecting the mainnet. At the same time, explore post-quantum zero-knowledge proof primitives and homomorphic encryption technologies for Confidential Transfers to enhance the privacy and compliance capabilities of tokenized real-world assets on XRPL.Phase 4: Full Mainnet Upgrade (Target 2028). Submit a formal protocol amendment, which will be fully enabled on the mainnet after being approved by validator votes, to implement native post-quantum cryptography. Focus on production-ready optimization: throughput tuning, validator reliability assurance, and coordinated migration of the ecosystem, ensuring a complete transition without affecting network speed and settlement finality.

Solid Intel stated that Australia has granted a license for a "regulated digital dollar" on the XRP Ledger, which will allow banks to use a compliant Australian dollar stablecoin for on-chain transactions.Relevant information shows that the Australian dollar stablecoin AUDD (issued by AUDC) has previously received AFSL authorization from ASIC to provide non-cash payment facilities, and AUDD can be used across multiple chains such as XRPL.

According to official news, the tokenization infrastructure provider Ctrl Alt has announced the launch of the second phase of the Dubai real estate tokenization project in collaboration with the Dubai Land Department, which introduces a controlled secondary market trading function for tokenized real estate assets.The pilot phase of the project has tokenized ten properties, with a total value exceeding $5 million. Approximately 7.8 million tokens issued during the pilot phase can now be resold in a controlled secondary market environment, thereby expanding access and liquidity in the Dubai real estate market.The secondary trading phase aims to assess market efficiency and operational readiness while enhancing transparency, governance, and investor protection. Transactions will be conducted within the regulatory pilot framework of the project distribution platform to ensure transaction integrity and align with existing land registration processes. All on-chain transactions during this phase will continue to be executed on the XRPL and secured by Ripple Custody.

According to The Fintech Times, UAE digital bank Zand is expanding its partnership with Ripple, specifically to support RLUSD in Zand's regulated digital asset custody services, research direct liquidity solutions between the regulated dirham stablecoin AEDZ and RLUSD, and explore issuing AEDZ on the XRPL.

According to market news, informed sources have revealed that Amazon Web Services (AWS) and Ripple are exploring the use of Amazon Bedrock's generative artificial intelligence (Gen-AI) capabilities to improve the monitoring and analysis of the XRP Ledger (XRPL).The two companies plan to apply AI analysis to the system logs of XRPL to shorten the time required to investigate network issues. Some internal assessments by AWS engineers show that processing workflows, which previously took days to complete, can now be done in 2 to 3 minutes. This work aims to address the long-standing operational challenges caused by the massive C++ logs in the global network of XRPL nodes.

According to The Block, Mastercard has partnered with Gemini and Ripple to test the use of the regulated stablecoin RLUSD for settling cryptocurrency card transactions on the XRPL; WebBank participates as the issuer of the Gemini credit card.This collaboration is said to become an early case of regulated banks in the U.S. settling traditional card transactions on a public chain using regulated stablecoins. Gemini has launched an XRP version of its credit card and introduced a Solana version of the credit card last month (offering up to 4% back in SOL). Mastercard recently collaborated with Chainlink to support on-chain fiat-to-crypto payments and reached an agreement with Humanity Protocol to provide open financial access to credit and financial services.

ChainCatcher news, according to Blockworks, Ripple stated in the roadmap released on Monday that it is accelerating its institutional finance strategy, launching a series of compliance and credit tools, while preparing to launch a native lending protocol later this year.Currently, three compliance features—credentials, deep freeze, and simulation—are live. Credentials associate with decentralized identity identifiers, helping issuers verify user attributes; deep freeze prevents the transfer of funds from sanctioned accounts; simulation allows developers to test transactions without recording them, expanding the compliance toolkit. The upcoming lending protocol will introduce pool lending and underwritten credit, providing institutions with low-cost compliant loans and opportunities for small investors to benefit.In the future, the XRPL community will also develop zero-knowledge proofs, with confidential multi-purpose tokens set to launch in early 2026, enabling collateral management without disclosing sensitive data. The roadmap shows that Ripple aims to position XRPL as a leading blockchain for institutional finance, and its adoption by institutions will depend on balancing regulation and security scalability.

ChainCatcher news, according to Cointelegraph, Brazilian financial institution Braza Group has launched the US dollar stablecoin USDB on the XRPL.The stablecoin is backed by bonds from the United States and Brazil, aiming to enable fast and stable global transfers.

ChainCatcher message, according to monitoring by the crypto security research organization Aikido Security, the official XRPL NPM package has been found to have a security vulnerability. This backdoor program steals user private keys and sends them to the attacker. The affected versions are 4.2.1 to 4.2.4, and Aikido Security recommends that users on earlier versions refrain from upgrading.

ChainCatcher news, according to Beincrypto, Chainlink community liaison Zach Rynes posted a reminder on the X platform stating: "This is the latest example of misinformation rampant in the XRP community. This time, we discovered a fake KYC account from the Philippines impersonating the U.S. Treasury and issuing fake tokens on the XRPL."The scam post related to the U.S. Treasury XRP wallet spread rapidly once published, with several popular X accounts retweeting it. This fake wallet is said to have interacted with major institutions such as Bank of America and JPMorgan, but on-chain analysis shows it is located in the Philippines, indicating that a non-U.S. account has clearly activated this counterfeit Treasury wallet. Rynes stated that trained individuals can immediately recognize the warning signs in this incident, but "it's hard to know how to address social media scams like this."

ChainCatcher news, Evernode plans to introduce Hooks and a new token Codii on the XRP Ledger (XRPL) to enhance programmability, which has been questioned by Ripple's Chief Technology Officer David Schwartz.Schwartz believes the plan is overly complex and offers no clear benefits, warning that it could lead to increased transaction fees across the network due to higher resource demands.Evernode co-founder Scott Chamberlain proposed that the Codii token would be used to pay for the execution fees of Hooks, but Schwartz argued that XRP should be used directly to simplify the system and avoid unnecessary cost increases.

ChainCatcher message, Ripple announced key announcements this week in South Korea and Japan. The Ripple and XRP community is committed to bringing new programmability to the XRPL ecosystem by 2025 through the XRPL EVM sidechain (which is already in progress), including smart contracts, and exploring native functionalities on the XRPL mainnet. Additionally, the metaverse startup Futureverse has partnered with Ripple Custody to securely host its assets. Futureverse has adopted the XRPL NFT standard, using XRP as its gas token on the Root network, and integrated with the XRPL DEX to provide network liquidity.

ChainCatcher news, according to Cointelegraph, South Korean Web3 startup studio Girin Labs has announced that it has received funding from the newly established XRP Ledger (XRPL) Japan and Korea Fund, which is supported by Ripple. This is also the first funding support from the XRPL Japan-Korea Fund.It is reported that Girin Labs will use this funding to accelerate the development of Girin Wallet (a wallet focused on XRPL) and the Lotus protocol for DeFi services.