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According to The Block, the White House held a third closed-door meeting on Thursday, inviting representatives from the crypto industry to discuss the stablecoin reward mechanism with banking groups. The meeting lasted for several hours and was described by attendees as a "constructive dialogue," but no final compromise has been reached.Ji Hun Kim, CEO of the Crypto Council for Innovation, stated that the meeting advanced the framework building based on previous discussions, aiming to enhance U.S. competitiveness while protecting consumers. Coinbase's Chief Legal Officer Paul Grewal also described the discussions as "cooperative in tone and constructive," suggesting that negotiations will continue.The stablecoin holding reward mechanism is a key point of contention in the current crypto market structure legislation. Sources revealed that the White House proposed some principled plans allowing companies to offer rewards based on specific activities or account balances, but the banking sector remains cautious. It is still uncertain whether a next round of meetings will be held. Attending organizations included Ripple, the Blockchain Association, the Crypto Council for Innovation, and several major banking associations.

According to TheBlock, Soil has launched the first RWA-compliant yield protocol on the XRP Ledger, with its initial $1 million liquidity pool fully raised within 72 hours.This launch adds yield functionality to Ripple's USD-pegged stablecoin RLUSD. Meanwhile, according to data from RWA.xyz, the tokenized real-world asset value on the XRP Ledger has surpassed that of Solana.

According to crypto journalist Eleanor Terrett, the known attendees of the third meeting on stablecoin yield issues include Coinbase Chief Legal Officer Paul Grewal, Ripple Labs Chief Legal Officer Stuart Alderoty, a16z Crypto Policy Director Miles Jennings, and other representatives from the banking industry.Previous reports indicated that the third meeting on stablecoin yield issues is scheduled to take place at 9:00 AM Eastern Time (10:00 PM Beijing Time) at the White House, with a small group of representatives from the cryptocurrency and banking industries in attendance.

CoinDesk posted on the X platform that Ripple CEO Brad Garlinghouse believes the probability of the CLARITY Act being passed by the end of April is 80%. Additionally, the probability of the "CLARITY Act being signed in 2026" on Polymarket is currently reported at 61%.

According to The Fintech Times, UAE digital bank Zand is expanding its partnership with Ripple, specifically to support RLUSD in Zand's regulated digital asset custody services, research direct liquidity solutions between the regulated dirham stablecoin AEDZ and RLUSD, and explore issuing AEDZ on the XRPL.

Binance has now completed the integration of Ripple USD (RLUSD) on the XRP network and has opened the deposit service. The withdrawal service will be available once liquidity is sufficient. Users can obtain their exclusive token deposit address through this page.

The American Bankers Association (ABA) submitted a letter to the Office of the Comptroller of the Currency (OCC), urging a slowdown in the approval process for cryptocurrency companies' bank charter applications. The ABA warned that approving these applications before Congress completes the relevant regulatory framework could pose risks to the financial system. Currently, several cryptocurrency companies, including Circle, Ripple, and Coinbase, are applying for or have already obtained OCC trust bank charters.The banking industry is concerned that this will allow cryptocurrency companies to bypass the traditional banking intermediary layer and directly access the Federal Reserve payment system.

According to The Block, Ripple CEO Brad Garlinghouse stated during the online XRP Community Day event that while the company will focus on business integration and does not anticipate large-scale acquisitions, it does not rule out the possibility of restarting merger and acquisition deals in the second half of the year.Garlinghouse emphasized that "XRP is Ripple's North Star," and all business segments of the company—including payments, custody, Ripple Prime, Ripple Treasury, and RLUSD stablecoin—are centered around enhancing the utility, trust, and liquidity of XRP and the XRP ledger.

Ripple CEO Brad Garlinghouse stated during an online event for the XRP community that XRP remains Ripple's "North Star." The company will focus primarily on business integration this year, and large acquisitions are unlikely in the short term, though it does not rule out reassessing merger and acquisition opportunities in the second half of 2026.Garlinghouse pointed out that Ripple invested approximately $4 billion into the crypto ecosystem last year through investments, acquisitions, and strategic partnerships, including the $1.25 billion acquisition of Hidden Road and the $1 billion acquisition of the fund management platform GTreasury. Compared to the aggressive expansion in 2025, the company will focus more on integrating existing businesses and resources this year. He also mentioned that future mergers and acquisitions will still revolve around strengthening the XRP ecosystem and practical applications, but the overall pace will be more cautious.

According to CoinDesk, UK asset management firm Aviva Investors has announced a partnership with Ripple to issue and manage tokenized fund products on the XRP Ledger (XRPL).It is reported that this is Aviva Investors' first foray into tokenized funds, aiming to incorporate blockchain products into its traditional asset management business system. Ripple will provide technical support to assist Aviva Investors in building the tokenized fund structure on the XRPL.

According to Forbes, as the regulatory environment in the United States gradually relaxes, the fintech industry is accelerating its transformation towards "licensed banking." Last year, the approval process for trust bank licenses significantly sped up, with the Office of the Comptroller of the Currency (OCC) approving conditional applications for national trust bank licenses for five companies, including Circle, Ripple, BitGo, Fidelity Digital Assets, and Paxos. It is reported that having a banking license is also seen as an important means to hedge against fluctuations in the capital markets.Industry insiders believe that the era of fintech companies merely serving as front-end channels for traditional banks is coming to an end. An increasing number of digital finance and crypto institutions are beginning to directly seek banking licenses. By accepting custodial deposits and connecting to the federal payment system, crypto companies can obtain a more stable and lower-cost source of funding.

According to The Block, Ripple has integrated the decentralized derivatives trading platform Hyperliquid into its institutional brokerage service Ripple Prime, marking the platform's first direct support for DeFi venues.This integration allows institutional clients to access Hyperliquid's on-chain derivatives market while managing positions across multiple asset classes under a single risk and margin framework.

According to market news, the Moscow Exchange in Russia plans to launch a new cryptocurrency index based on the prices of Solana, Ripple, and Tron, along with corresponding futures contracts in 2026.Maria Silkina, head of the exchange's derivatives department, stated that these new contracts will follow the design of the already launched Bitcoin and Ethereum index futures, which use a cash settlement method with monthly expirations. In addition, the exchange is also considering launching perpetual futures for Bitcoin and Ethereum, which will be designed to expire daily and automatically roll over. According to current Russian regulations, these crypto derivatives are currently only available to qualified investors.

According to The Block, Ripple has obtained a full Electronic Money Institution (EMI) license from the Luxembourg Financial Supervisory Authority (CSSF), which officially came into effect after preliminary approval on January 14.This authorization allows Ripple to expand its payment and digital asset services across the entire European Union, providing a regulated channel for its blockchain-based payment services to enter the European market.

Ripple has obtained a full Electronic Money Institution (EMI) license issued by the Luxembourg Financial Industry Supervisory Commission (CSSF). Previously, Ripple received preliminary approval for the license last month and has now fulfilled all the conditions required by the CSSF.

According to Cointelegraph, Grow California, co-founded by Ripple co-founder Chris Larsen and Bitcoin supporter and venture capitalist Tim Draper, has disclosed that it has received approximately $40 million in donation commitments for an independent expenditure committee and related nonprofit entities to combat California's wealth tax and union power. Chris Larsen is expected to contribute up to $30 million of his own funds over multiple election cycles.Industry observers note that crypto-backed political action committees (PACs) are gearing up for the 2026 U.S. midterm elections to expand the industry's influence. Fairshake disclosed on Wednesday that its cash reserves have reached $193 million, funded by crypto institutions such as Ripple Labs, Andreessen Horowitz, and Coinbase.

According to CoinDesk, HSBC analysts pointed out that despite Coinbase's withdrawal of support, the legislative process for the U.S. crypto market structure bill will not be stalled.The analysis suggests that although Coinbase CEO Brian Armstrong has stated he "would rather have no bill than accept a bad bill," he may still accept a reasonable compromise. The report emphasizes that legislation is crucial for providing the stability needed for institutional entry. The core of the bill aims to end years of "regulation by enforcement" in the U.S., clarifying the SEC's regulatory authority over securities and the CFTC's authority over commodities, laying a legal foundation for institutional investors such as hedge funds and corporate capital to enter the market on a large scale.Analysts noted that industry leaders like Ripple continue to advocate that "clarity is better than chaos," and significant funding from the Fairshake political action committee is also driving the legislative process. Even if the current draft is not perfect, it may be more favorable than versions that could emerge under different political circumstances in the future. If a comprehensive agreement cannot ultimately be reached, the Senate Agriculture Committee's version may still pass first, thereby enhancing market integrity through CFTC regulation.

According to market news, the cryptocurrency political action committee Fairshake, supported by Coinbase, a16z, and Ripple, announced that it has reserved over $193 million in funding for the midterm elections in November 2026.The funding includes a $25 million donation from Coinbase in 2025, as well as recent donations of $25 million and $24 million from Ripple and a16z, respectively. Fairshake stated that as the midterm elections approach, it will continue to oppose politicians with anti-crypto policies and support leaders who advocate for the crypto industry. The organization played a key role during last year's election season, investing tens of millions of dollars to support pro-crypto candidates.

According to The Block, Ripple has launched the enterprise finance platform Ripple Treasury, which combines GTreasury's enterprise software with Ripple's blockchain infrastructure.Ripple stated that the platform integrates traditional cash management with digital asset operations into a unified system, aiming to simplify corporate treasury functions, including cross-border payments, liquidity management, and asset reconciliation.This release marks Ripple's first significant product-level integration since acquiring Chicago-based GTreasury for $1 billion last October. At that time, GTreasury CEO Renaat Ver Eecke referred to the deal as a "watershed moment" in the field of treasury management.