coinbase

Emilie Choi, President and Chief Operating Officer of Coinbase, stated that Coinbase is one of the first supporters of the "Trump Account" plan. Faryar Shirzad, Chief Policy Officer of Coinbase, mentioned that the company has submitted opinions to the Internal Revenue Service regarding the implementation and expansion of the account, suggesting that beneficiaries be allowed to invest in a wide range of traded digital assets or gain exposure to digital assets through funds, aligning the scope of qualified investments with the asset classes that traditional IRAs can invest in. Coinbase believes that broader and product-neutral rules will help expand choices, promote competition, and provide more opportunities for young people in the United States to engage in diversified investments and wealth accumulation. The qualified investments proposed by the Internal Revenue Service in the growth phase are currently mainly limited to tracking a broad stock index of U.S. companies, unleveraged mutual funds or ETFs with an annual fee rate not exceeding 0.1%.

Coinbase launches Bitcoin-collateralized fixed-rate, fixed-term USDC loans through Morpho Midnight, allowing borrowers to obtain USDC without selling their Bitcoin. The interest rate and repayment date for the product are determined at the start of the loan; if borrowers do not repay the USDC and interest before the due date, the collateralized Bitcoin may be reclaimed.The existing active or outstanding loan volume of Bitcoin-collateralized loans with floating rates supported by Morpho at Coinbase has exceeded 1.4 billion dollars, with collateral valued at approximately 3 billion dollars.

Aave V4 launched Equities Hub on Base, allowing eligible non-U.S. users to use seven U.S. stock tokens issued by Coinbase as collateral to borrow USDC, covering Apple, Amazon, Alphabet, Meta, Microsoft, Nvidia, and Tesla. The market is powered by Chainlink, providing on-chain price data for tokenized stocks. The initial collateral cap for the seven stocks is approximately $29 million, with a USDC supply cap of $32 million and a borrowing cap of $21 million. The collateralization rates for different stocks range from 65% to 79%.Currently, these stocks can only be used as collateral. Aave stated that more Coinbase tokenized stocks and GHO may be added as borrowable assets in the future after governance and risk assessments are approved.

Coinbase Chief Business Officer Shan Aggarwal published a post disclosing the integration progress after acquiring the cryptocurrency options trading platform Deribit, stating that the overall integration progress is "generally good." As of now, several advancements have been completed, including the launch of over 100 new USDC settlement contracts in 5 market areas, covering pre-IPO perpetual contracts, marking the largest expansion of perpetual contracts in Deribit's history.For the first time, stocks and ETFs are being traded in the form of perpetual contracts; a new matching engine has been launched to enhance the core trading infrastructure, making the large-scale trading environment faster and more stable while maintaining the user experience; and Deribit's spot trading has accessed Coinbase's spot liquidity. Shan Aggarwal added that the platform integration process still faces a lot of work, and more phased results will be announced in the future.

According to the Brooklyn District Attorney's Office, 23-year-old Brooklyn man Ronald Spektor was sentenced to 4 to 12 years in prison for committing phishing and social engineering fraud. Over approximately one year, Spektor impersonated Coinbase customer service, luring about 100 American users to transfer cryptocurrency to wallets under his control, claiming "accounts were hacked and assets were at risk," stealing nearly 15.94 million dollars in total.Subsequently, he laundered the money through multiple exchanges, mixing services, and cryptocurrency gambling platforms. On September 2, he pleaded guilty to all 31 charges, including first-degree money laundering and first-degree grand larceny, and was ordered to forfeit cash, cryptocurrency, and personal property valued at over 500,000 dollars, while also needing to pay restitution of nearly 16 million dollars. Investigations revealed that he had publicly flaunted his criminal gains on platforms like Telegram.

According to Lookonchain monitoring, Multicoin Capital has deposited 130,300 HYPE into Coinbase Prime again after a one-week pause, worth 12.15 million USD.Since July 28, Multicoin Capital has cumulatively deposited 4.23 million HYPE into Coinbase Prime, worth 285 million USD.

According to the information released by the SEC, Coinbase (COIN) Chief Financial Officer Alesia J Haas sold 39,030 shares of the company's stock at an average price of $205.24 per share on September 21, with a total value of approximately $8.0106 million. After the transaction, her direct holdings decreased to 345,376 shares. On the same day, Coinbase (COIN) Director Marc L Andreessen sold 6,838 shares of the company's stock at an average price of $205.05 per share, with a total value of approximately $1.4021 million. After the transaction, his direct holdings decreased to 1,132,054 shares.

According to Ai Yi's monitoring, from 23:31 to 23:38 last night, 4 new addresses suspected to belong to the same whale or entity withdrew 31,979 ETH from Coinbase, worth 85.68 million USD, with an average withdrawal price of 2,679.31 USD.

The periodic trading report disclosed by the U.S. Office of Government Ethics (OGE) states that Trump reported purchasing Class A shares of Coinbase worth between $1,001 and $15,000 on July 24, and on July 24 and 27, he purchased Class A shares of Strategy worth between $1,001 and $15,000 and $50,000 to $100,000, respectively. The report also shows that he previously sold Class A shares of Strategy worth between $1,001 and $15,000 on July 8.The report further indicates that on July 29, Trump sold shares of the Bitcoin mining companies CleanSpark and MARA worth between $15,000 and $50,000. The White House has previously responded multiple times, stating that Trump's stock and bond investment portfolio is managed independently by third-party financial institutions, and Trump and his family cannot instruct, influence, or provide opinions on specific investments and trading timings.

Coinbase has launched fixed-rate loans supported by the decentralized lending protocol Morpho, allowing users to collateralize Bitcoin to borrow USDC, locking in the interest rate and repayment date at the start of the loan. This product marks the first enterprise-level deployment of Morpho Midnight, with Coinbase responsible for the application experience, Morpho providing the credit infrastructure, and the Base network handling settlement.The existing active scale of Coinbase's Morpho floating-rate loans has exceeded 1.4 billion dollars, corresponding to collateral of about 3 billion dollars. This business will launch Bitcoin collateralized lending in early 2025, with plans to expand collateral to assets such as XRP and Dogecoin.

Coinbase developer account announced that stocks can now be traded through Coinbase for Agents. This tool previously supported cryptocurrency and derivatives trading, and now adds over 6000 stocks.For analysis or data related to these stocks, x402 payment allows agents to use the USDC balance in their Coinbase accounts to pay for real-time market data fees during task execution, without the need for a subscription service.

According to on-chain analyst Ai Yi's monitoring, a new address (0xF37...06143) withdrew 9,823 ETH from Coinbase 9 hours ago, worth approximately 27.03 million dollars, with a withdrawal price of 2,752.14 dollars.

Coinbase Chief Cryptographer Yehuda Lindell stated on the MARA Foundation TV program that the exchange is designing a custody system capable of adapting to any post-quantum signature scheme that Bitcoin may adopt in the future. It is currently unclear which post-quantum signature scheme Bitcoin will use in practical applications. Lindell believes it is unlikely that a single signature scheme will be universally adopted, so preparations must be made for different outcomes across various blockchains.Coinbase is custodian for approximately $250 billion in assets for institutions such as BlackRock. Traditional Multi-Party Computation (MPC) relies on key sharding, but many post-quantum signature schemes may be "not friendly to MPC"; for example, hash-based signatures lack the arithmetic structure required for traditional cryptographic key splitting. Although cryptographers like Dan Boneh are researching relevant solutions, this research is still in a highly experimental phase, and it remains uncertain whether a viable MPC-like solution for hash signatures can be developed.To this end, Coinbase is exploring a backup architecture centered around programmable Hardware Security Modules (HSM), where private keys will be encrypted with post-quantum cryptography and assembled only within physically secure HSMs. Lindell stated that while the completion timeline is uncertain, once finished, "I will be able to say, I can support any scheme," without worrying about a blockchain adopting a signature scheme that it cannot support.

According to official disclosures from Coinbase, it has collaborated with Microsoft and several institutions to combat the AI-driven cybercrime platform EvilTokens. This platform offers "phishing as a service" through Telegram bots, utilizing AI to analyze trust relationships and payment permissions in compromised email accounts, and bypassing multi-factor authentication through Microsoft's device code login process.The Coinbase global intelligence team tracked that between October 2025 and June 2026, EvilTokens generated approximately $1.1 million in revenue through four Tron addresses, involving over 1,000 deposits from more than 700 different addresses. The related evidence supported Microsoft's civil lawsuit, ultimately leading to the seizure of 50 websites and the deactivation of over 175 associated domain names. The Metropolitan Police Service of the United Kingdom arrested the relevant operators and seized digital devices on September 11. Coinbase stated that this incident did not result in the leakage of Coinbase accounts or credentials, but some customers were manipulated into transferring cryptocurrency to the scammers' addresses through phishing emails.

According to The Block, Coinbase announced the launch of fixed-rate Bitcoin collateralized loans through Morpho Midnight, allowing users to borrow USDC and determine the interest rate and repayment date at the time of borrowing. This new option is alongside Coinbase's existing floating-rate loans (based on Morpho Blue), which have outstanding loans exceeding $1.4 billion, corresponding to collateral of approximately $3 billion.Morpho launched Midnight on Base in July, introducing fixed rates and clear loan terms for on-chain lending. A Morpho spokesperson stated that Coinbase is the first mainstream consumer platform to offer Midnight loans on a large scale; since Midnight's launch, deposits have reached approximately $30 million. The outstanding loans for Morpho Blue across all integrations amount to $5.2 billion, with deposits reaching $16 billion.A Coinbase spokesperson did not disclose specific interest rates, stating that rates are determined by the supply and demand of both parties on the on-chain order book. Currently, Coinbase offers loans that mature at the end of the month or the end of the following month, and borrowers must repay before the due date; otherwise, lenders have the right to liquidate their collateral. Jacob Frantz, Coinbase's head of revenue and investment products, stated that Coinbase Borrow allows users to obtain liquidity without selling assets, and fixed-rate borrowing gives users greater choice in credit management. Morpho indicated that Midnight could also be used in the future to build structured credit products and loans collateralized by tokenized real-world assets, with more integrations in progress.

On September 22, the Australian Treasury released the latest edition of the Intergenerational Report, which outlines a 40-year economic outlook and lists artificial intelligence as one of the five major transformations that will profoundly impact the economy in the future, but the report does not mention cryptocurrencies. The report states that AI systems have become "significantly" more autonomous, powerful, and widely applied, with some benchmark performances surpassing human levels. The other four transformations are geopolitical conflicts, an aging population, the transition to clean energy, and Australia's industrial shift towards the service sector.John O'Loghlen, National Director of Coinbase Australia, commented in an email that the report clearly indicates that Australia's prosperity over the next 40 years will largely depend on the ability to adopt new technologies and enhance productivity, but while the report focuses on artificial intelligence, it completely overlooks the financial infrastructure required for these agents. Previous Intergenerational Reports also did not address digital assets. Despite these omissions, the Reserve Bank of Australia has increased its focus on tokenized finance and upgrading financial infrastructure earlier this year, with the Digital Finance Cooperative Research Centre estimating that digital financial innovation could bring an economic benefit of AUD 24 billion (approximately USD 17.1 billion) annually.The Treasury also released a separate report on September 3 titled Financial Innovation Strategy, which discusses the connection between AI and financial infrastructure, stating that agent systems may increase automation and machine-to-machine trading, thereby creating greater demand for real-time, interoperable, and programmable payment systems.

The social platform X, owned by Elon Musk, announced that it has opened the feature for U.S. users to initiate trades directly through market tags. Users can click on tags like $BTC and $TSLA to view real-time market charts and related posts, and click the "Trade" button to be redirected to partner platforms to complete their orders.Actual buying and selling are still completed by partner platforms; X itself does not act as a broker. Partner platforms include Interactive Brokers, Moomoo, Gemini, Kraken, and Coinbase. Market tags have been available on X for many years, and earlier this year, X added real-time prices and chart features to them.Mridul Singhai, the head of product engineering at X, stated, "Market tags have brought the distance between stock codes and the market itself closer on the timeline." X has approximately 132 million daily active users globally (mobile) and over 245 million (across all devices). This feature is seen as part of Musk's plan to transform X into a broader financial hub.

According to official news, Coinbase announced that eligible users can now apply to purchase shares of the smart ring manufacturer Oura at the offering price, and they can receive allocations before the stock begins public trading.

During the traditional market's weekend closure, the perpetual contract types of stocks in the exchange may have already priced in the market conditions. According to RootData, cryptocurrency concept stocks have generally surged significantly in pre-market trading:Strategy (MSTR) contract is currently priced at $162.81, up 5.78% from the last trading day's official closing price of $153.92;Coinbase (COIN) contract is currently priced at $201.47, up 3.72% from the last trading day's official closing price of $194.25;Circle (CRCL) contract is currently priced at $95.06, up 3.57% from the last trading day's official closing price of $91.78;Robinhood (HOOD) contract is currently priced at $123.95, up 3.45% from the last trading day's official closing price of $119.82;AMD (AMD) contract is currently priced at $577.46, up 3.15% from the last trading day's official closing price of $559.82;Micron Technology (MU) contract is currently priced at $1,040.67, up 2.45% from the last trading day's official closing price of $1,015.80;Meta (META) contract is currently priced at $682.04, up 2.45% from the last trading day's official closing price of $665.75;Tesla (TSLA) contract is currently priced at $370.73, up 1.77% from the last trading day's official closing price of $364.27;SanDisk (SNDK) contract is currently priced at $1,821.27, up 1.64% from the last trading day's official closing price of $1,791.82;NVIDIA (NVDA) contract is currently priced at $224.96, up 1.21% from the last trading day's official closing price of $222.27;