Binance Research

Stablecoins are transforming from a transit point in cryptocurrency trading to a place for capital accumulation: 30% of users allocate more than half of their assets to stablecoins, a figure that has risen from 4% in 2020 to 30% in 2026. More critically, 87% of fiat currency incurs a premium when exchanged for stablecoins, with a severe inflation premium reaching as high as 62%, indicating that demand is driven by currency risk rather than trading convenience. This report suggests that stablecoins are simultaneously fulfilling the three major monetary functions of store of value, payment, and settlement.

In the second half of the year, focus on the Federal Reserve's policy shift, the advancement of U.S. cryptocurrency legislation, the wave of mergers and acquisitions between TradFi and crypto, the penetration of stablecoin payments, and RWA, etc.

In 2025, the U.S. tariff policy caused turmoil in the cryptocurrency market, leading to a decline in the prices of Bitcoin and Ethereum, while safe-haven assets like gold became more favored.

BounceBit enables BTC holders to earn returns from multiple sources.

Topics worth noting: Bitcoin ecosystem, ownership economy, AI, RWA, on-chain liquidity, institutional entry, security, account abstraction.

Topics worth noting: Bitcoin ecosystem, ownership economy, AI, RWA, on-chain liquidity, institutional entry, security, account abstraction.

In 2023, funding for AI-related web3 projects surged to $298 million, and investors showed strong interest in the AI industry.

Quickly read about the distribution, allocation, and issuance timeline of Memeland's Memecoin (MEME) token.

This article delves into OP Stack and hyperchain theory, as well as the OP Stack ecosystem, including Base, Zora Network, DeBank Chain, and others.

How is AA currently developing, what is its ecological landscape, feasible use cases, and what is the background of its development?