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huma

Huma is a decentralized finance (DeFi) platform focused on providing innovative financial service solutions. It leverages blockchain technology to achieve transparent and secure asset management and trading functions. Huma's goal is to optimize the efficiency and user experience of financial services through smart contracts and decentralized applications.
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first_img Bill Gates: AI is the most dangerous invention of humanity, and the future year may see a large number of negative events in cybersecurity

On the 11th, Microsoft co-founder Bill Gates stated in a television interview that AI is the most dangerous technology ever invented by humanity, with risks exceeding those of cars, airplanes, and pharmaceuticals. He mentioned that the real threat at present is not AI going out of control, as that scenario is still years away from becoming a reality; rather, the more immediate threat is criminals using AI to carry out extortion, manipulate the stock market, and other crimes.Gates indicated that as criminals crack and bypass the security protections of the latest AI models, there will be a significant number of negative events in the cybersecurity field over the next year. He also mentioned concerns about biosecurity, stating that AI has significant implications for fields such as healthcare, but the potential risks still outweigh those of traditional industries that are already under strict regulation. Currently, there is no effective regulatory framework established globally, and within the next year, industry governance will have to move beyond mere self-regulation, while existing resource investments are far from sufficient.According to reports cited by the Financial Associated Press, Ken McCallum, the director of the UK's MI5, stated in the annual threat assessment that AI is exacerbating the cyber offense and defense game and may change the risk landscape of biological weapons. MI5 has announced the establishment of an AI threat assessment center. Additionally, reports indicate that executives from laboratories such as OpenAI and Anthropic have recently privately simulated disaster response plans, believing that a likely scenario involves cyberattacks impacting financial services, internet connectivity, or water and electricity supply.

Circle Foundation: Exploring stablecoin payments for humanitarian assistance, providing funding to the United Nations Development Programme and the World Food Programme

The Circle Foundation announced two grants to the United Nations Development Programme (UNDP) and the World Food Programme (WFP) to explore the application of digital payments and digital financial infrastructure in humanitarian aid and development projects.The Circle Foundation stated that the relevant programs will study how to utilize digital payments and regulated payment-type stablecoins to disburse funds to aid recipients more quickly, transparently, and at a lower cost.For the UNDP, the grant will be used to establish and operate a "Digital Asset Innovation Pool," helping country offices expand previous digital payment pilot projects conducted in Syria, Haiti, Guatemala, and Gambia from single projects to regular project execution, and provide support such as regulation, operations, and beneficiary protection; this mechanism will not replace traditional banking channels but will serve as a complementary option outside the existing payment system.For the WFP, the grant will support the establishment of governance, risk management, funding, reconciliation systems, and compliance tools necessary for stablecoin payments, and integrate local fintech and mobile payment services. Over the next three years, the WFP plans to test 2 to 3 payment channels connecting its payment system with local financial service providers and markets to assess the performance of stablecoin payments in terms of efficiency, transparency, and resilience.
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