ios

Cryptanalysis expert PlanB posted on social media that he believes there are four possible scenarios for the current Bitcoin bear market: first, a pullback of 80% from the historical high of $126,000, bringing the price down to around $25,000; second, a drop to the 200-week moving average or the realized price range, approximately $50,000 to $60,000; third, a decline to slightly above the previous historical high, around $70,000; fourth, the $72,900 reached yesterday may have formed a temporary bottom.

The founder of Aave, Stani.eth, announced the gradual shutdown of the Family iOS wallet, but it will continue to support the Aave App as infrastructure. Aave Labs will no longer use the Avara umbrella brand, which included the Family brand and the Lens brand, while Lens is now managed by Mask.Aave plans to concentrate resources on enhancing the Aave brand awareness to refocus on its DeFi business.

According to official news, the OKX Card has officially launched in Europe. This product aims to integrate on-chain payments into daily life within a compliant framework, allowing users to spend using stablecoins and achieve real-time conversion, simplifying traditional payment processes and enhancing payment efficiency.OKX stated that the OKX Card is centered around stablecoins and is designed for real-world payment scenarios, aiming to promote a more convenient and efficient payment experience, further exploring the practical application value of stablecoins in the global financial system.

On the 27th, the Chicago Mercantile Exchange (CME) issued a notice regarding adjustments to the margin (Outright Rates) parameters for certain silver, platinum, and palladium futures contracts.The document shows that the new margin ratio for some silver contracts is higher than the previous level, approximately 11% of the nominal value. The new standards will take effect after the close of trading on January 28 local time. This notice does not involve gold-related contracts.

According to CoinDesk, Rick Rieder, the Chief Investment Officer of Global Fixed Income at BlackRock and a popular candidate for the Federal Reserve Chair, has stated that Bitcoin will replace gold and has suggested that investors hold Bitcoin in their portfolios. In the prediction market, Rieder's chances of being elected have quickly risen to the top, and he has publicly supported cryptocurrencies multiple times.As early as 2020, when digital assets were still in their infancy, he stated in an interview with CNBC that Bitcoin would replace gold as a store of value, "because it is much easier to transfer than a gold bar." Recently, he mentioned in the same media that Bitcoin should be part of a smart portfolio, calling both Bitcoin and gold "assets that can provide a certain stability to a portfolio." At that time, Bitcoin was still above $112,000, and he predicted that "it will continue to rise." Currently, the price of Bitcoin is around $88,000, having recently dropped due to potential tariff measures and other geopolitical turmoil.Rick Rieder has publicly expressed dissatisfaction with the Federal Reserve's slow pace of interest rate cuts, similar to Trump. In a recent interview during Trump's time in Davos, Trump praised him as "very outstanding." Currently, the probability of betting on Rick Rieder becoming the next Federal Reserve Chair on Polymarket is 46%.

According to official news, at the OKX New Year's Eve dinner event, OKX founder and CEO Star delivered a speech, stating that OKX will take on more industry responsibilities and continue to provide more diversified, friendly, and convenient financial services within the global regulatory framework.In terms of ecological layout, OKX will continue to promote more assets on-chain, covering cross-chain assets and RWA (real-world assets), making X Layer and the OKX Web3 wallet important carriers of various types of assets and the core entry point for users to enter the on-chain world. In addition, the OKX Pay payment service will also continue to upgrade, aiming to lower the threshold for Web3 usage and promote the practical application of crypto payments.

Ethereum core developer Tim Beiko stated that he will shift his focus from primary development to exploring cutting-edge application scenarios of Ethereum in the coming months.Ensuring a smooth transition for AllCoreDevs and his responsibilities at the Ethereum Foundation is his current top short-term goal. He will continue to stay at the Ethereum Foundation and serve as a protocol advisor, working with the foundation and cluster leadership to ensure the establishment of a reasonable organizational structure to support participation from various ecosystems. Tim Beiko emphasized that the Ethereum protocol is nearing its final stage, but we have only just begun to touch the potential of a permissionless, scalable, economically secure, and low-cost verifiable world computer.

Crypto.com has announced a partnership with payment service provider Stripe, aiming to help merchants accept cryptocurrency payments more conveniently through product integration. With the integration with Stripe, millions of merchants using Stripe will be able to access Crypto.com Pay, allowing consumers to settle directly using their cryptocurrency asset balances or stablecoins. Stripe will convert the relevant payments into the local fiat currency chosen by the merchants and credit their accounts.Crypto.com stated that it is the first cryptocurrency platform to achieve "direct balance payment" integration with Stripe. At the same time, Crypto.com will also utilize Stripe's acquiring services to support users in purchasing cryptocurrencies via credit and debit cards, and to promote the expansion of its card products and payment services in the United States. Both parties stated that this collaboration aims to enhance the usability and coverage of cryptocurrency assets in everyday commerce.

The Tempo team has released its native token standard TIP-20, aimed at stablecoin and payment token applications. According to the official introduction, TIP-20 adds features such as transfer notes, compliance controls, and reward distribution on top of being compatible with ERC-20, aiming to meet the needs of real-world payments, settlements, and fund management.Tempo stated that TIP-20 allows for the issuance of customized stablecoins tailored to specific payment scenarios and supports high throughput and predictable fee payment transactions, while enabling trading between stablecoins on the Tempo native decentralized exchange. The standard also introduces mechanisms such as role-based access management and a strategy registry to support compliance and operational control.The official disclosure reveals that infrastructure providers such as AllUnity, Bridge, and LayerZero have begun supporting TIP-20. Tempo claims that this standard is suitable for stablecoin issuers and can also be extended to other fungible assets to reduce custom development costs and enhance cross-scenario usability.

AI economic payment and settlement layer AEON announced the integration of OKX's Layer2 X Layer, with its QR code payment function now connected to X Layer, allowing related assets on X Layer to be used among 50 million online and offline merchants in Southeast Asia, Africa, and Latin America. This collaboration also embeds AEON's offline mobile payment capability into OKX Pay, enabling users to directly use X Layer assets for daily consumption within OKX Pay.AEON has partnered with multiple mainstream wallets and exchanges, empowering tens of millions of users to use crypto assets for consumption in the real world, including Binance Wallet, Bitget Wallet, KuCoin, Bybit, TokenPocket, Solana Pay, OKX Wallet, and more.

AI Economic Payment and Settlement Layer AEON announced a collaboration with stablecoin issuer United Stables. AEON Pay's QR code payment now supports offline consumption using $U. Users can complete payments through the Binance Wallet AEON Pay dApp, covering real-world scenarios such as daily shopping and dining at 50 million merchants worldwide. Additionally, AEON's x402 facilitator has also supported $U and will use it as a settlement asset on the BNB Chain, serving x402 AI native payment and automated trading scenarios.

According to GlobeNewswire, Bitcoin treasury company Genius Group announced the acquisition of podcast and video production studio Lighthouse Studios, with the specific acquisition amount not disclosed. The company will expand its content market by developing AI courses, recording, and producing podcasts and social media content.It is reported that Genius Group expects to rename the studio to "Genius Studios" next January, while also launching a co-working space called "Genius Café."

Gate Group announced that as part of its global brand communication plan, it intends to launch the "Japan-Korea Winter Series Events" in January 2026. This series of events is solely for brand communication and community engagement purposes and does not constitute an invitation or solicitation for any cryptocurrency transactions within Japan. The project will be conducted in phases, hosting a series of offline entertainment travel activities and community events in multiple cities in Japan and Korea.It is reported that relevant activities may invite industry professionals and business partners to participate; however, there will be no promotion, recommendation, or solicitation of any specific cryptocurrency or trading activities during the events. The series of events aims to create opportunities for community interaction and communication in different local contexts, without providing participants with any form of preferential treatment, economic benefits, or incentives related to trading.As the cryptocurrency industry gradually matures, more platforms are beginning to enhance interaction and communication with global users and content creators through offline exchanges and brand activities. The "Japan-Korea Winter Series Events" is one of Gate Group's important initiatives to continuously promote global brand communication and deepen community dialogue.

According to financefeeds, global cybersecurity company Kaspersky has issued an urgent alert regarding a new sophisticated information-stealing tool named "Stealka," which has begun launching large-scale attacks against Windows users.This malware was discovered at the end of 2025 and is specifically designed to collect sensitive financial data, browser credentials, and cryptocurrency wallet information. Stealka is primarily distributed through deceptive platforms like GitHub and SourceForge, disguised as "cracks" for pirated software or high-demand applications.The malware is particularly dangerous because it employs advanced obfuscation techniques to bypass traditional signature-based security solutions, often remaining undetected during comprehensive scans of the victim's device. This threat emerges at a time when password theft detection has surged nearly 60% throughout the year, marking a more aggressive phase in the evolution of digital financial crime.

Decentralized AI video platform HPVideo has completed a $3 million strategic financing round, led by Helios Prime Capital. The funds raised will primarily be used for product development, computing power and infrastructure expansion, as well as ecosystem building.HPVideo is a wallet-driven AI video generation platform built on the BNB Chain, supporting multi-model AI video generation. Users can create low-cost and efficient videos through on-chain payments without the need for email registration or submitting personal information, targeting creators, developers, and AI Agent application scenarios.

The Guangzhou Municipal Committee of the Communist Party of China has released recommendations for formulating the 15th Five-Year Plan for the national economic and social development of Guangzhou. It mentions accelerating the construction of a strong financial city. Build a modern financial service system that is compatible with the core engine functions of the Greater Bay Area and has a higher level of internationalization.Increase the intensity of reforms in the financial sector, build a complete chain of technology financial service systems, promote effective connections between green finance and transformation finance, improve the "toolbox" of financial support policies for small and micro enterprises, establish a provincial model for pension finance, and expand the application scenarios of digital renminbi. (Jinshi)

IOSG founding partner Jocy posted on social media, "2025 will be the darkest year for the crypto market and the dawn of the institutional era. This is a fundamental shift in market structure, while most people are still viewing the new era through the lens of old cycles. A review of the 2025 crypto market shows a paradigm shift from retail speculation to institutional allocation, with core data indicating institutional holdings at 24% and retail investors exiting at 66%, completing the turnover in the crypto market. Although BTC fell by 5.4% in 2025, it reached a historical high of $126,080 during that period. The market dominance has shifted from retail to institutions. Institutions continue to build positions at 'high levels' because they are not focused on price, but on cycles. Retail investors are selling, while institutions are buying. This is not the 'top of a bull market,' but rather the 'institutional accumulation period.'In November 2026, there will be midterm elections. Historical patterns indicate that 'policy precedes election years,' so the investment logic should be: the first half of 2026 will be a policy honeymoon period with institutional allocation, optimistic about the market; the second half of 2026 will see political uncertainty and increased volatility. However, there are still risks such as Federal Reserve policies, a strong dollar, potential delays in market structure legislation, continued selling by long-term holders, and uncertainty regarding midterm election results. But the other side of risk is opportunity; when everyone is bearish, it is often the best time to position.Short-term (3-6 months): Fluctuation in the range of $87,000 - $95,000, institutions continue to accumulate.Mid-term (first half of 2026): Driven by policy and institutions, target $120,000 - $150,000.Long-term (second half of 2026): Increased volatility, watch for election results and policy continuity.This is not the peak of a cycle, but the starting point of a new cycle. 2025 marks the acceleration of the institutionalization process in the crypto market. Although BTC's annual return is negative, ETF investors show strong HODL resilience. On the surface, 2025 appears to be the worst for crypto, but in reality, it features the largest scale of supply turnover, the strongest institutional allocation willingness, the clearest policy support, and the most extensive infrastructure improvement. Although prices fell by 5%, ETF inflows reached $25 billion, optimistic about the first half of 2026. Key points to watch in 2026 include: legislative progress on market structure bills, the possibility of strategic Bitcoin reserve expansion, and policy continuity after the midterm elections. In the long term, the improvement of ETF infrastructure and regulatory clarity will lay the foundation for the next round of increases. When the market structure undergoes fundamental changes, old valuation logic will fail, and new pricing power will be rebuilt."