mortgage

According to CoinPost, Metaplanet raised $100 million by collateralizing its Bitcoin assets. The funds raised will primarily be used to purchase more Bitcoin, expand revenue-generating businesses, and buy back shares. A portion of the funds will also be used for a revenue business that will create and sell cash-backed Bitcoin options, thereby earning stable returns while holding Bitcoin.As of October 31, the company holds 30,823 Bitcoins (approximately $3.517 billion), and this borrowing amount accounts for about 3% of that holding.

ChainCatcher message, Animoca Brands announced on the X platform that it has purchased AERO tokens, but did not disclose the specific purchase amount, only revealing that it will be staked and locked as veAERO.

ChainCatcher news, according to CoinDesk, Swiss digital asset bank Sygnum Bank has partnered with Bitcoin (BTC) lending startup Debifi to launch what is claimed to be the first bank-supported loan platform that does not require borrowers to give up full control of their Bitcoin.The product is named MultiSYG and is scheduled to launch in the first half of 2026, targeting institutions and high-net-worth individuals who seek bank-grade loan services but are concerned about "re-hypothecation."

ChainCatcher news, according to Lookonchain monitoring, a certain whale/institution address has cumulatively deposited a total of 610 million USDC into Aave through 3 addresses tonight, borrowed 66,000 ETH (approximately 265 million USD), and deposited it into Binance.

ChainCatcher news, according to Jinshi reports, Federal Reserve Chairman Powell stated that the Fed is focused on overall inflation, does not target housing prices, and will not directly use the purchase of mortgage-backed securities to address mortgage rate issues.

ChainCatcher news, according to Jinshi reports, Federal Reserve Governor Bowman stated that he looks forward to discussing the sale of mortgage-backed securities. He pointed out that passive balance sheet reduction cannot achieve a return to a state of holding only Treasury securities within a credible timeframe.

ChainCatcher news, according to CoinDesk, on Wednesday, Michigan-based mortgage institution LitFinancial launched its dollar stablecoin ------ litUSD on the Ethereum blockchain.The company stated that it plans to use the token to reduce financing costs, optimize fund management operations, and explore on-chain settlement for mortgage payments. The stablecoin named litUSD is deployed as an ERC-20 token on the Ethereum blockchain, backed by cash and cash equivalents in reserve at a 1:1 ratio.Brale is responsible for the issuance and redemption management of the token, while consulting firm Stably provides token economics support and facilitates its integration with DeFi. Consumers can mint and redeem litUSD through Brale's certified corporate accounts via bank transfers or Circle's USDC stablecoin.

ChainCatcher news, according to Jinshi reports, Federal Reserve's Goolsbee stated that the main determinant of mortgage rates is long-term interest rates, which to some extent reflect long-term inflation expectations.

ChainCatcher news, according to ledgerinsights, after the Director of the Federal Housing Finance Agency (FHFA) William J. Pulte ordered in June to allow Fannie Mae and Freddie Mac to consider cryptocurrency as collateral for mortgages, Republican Senator Lummis recently proposed the "21st Century Mortgage Act" to legislate this policy. The bill stipulates that compliant custodial digital assets held by borrowers can be directly counted as reserves without the need to convert to USD, but must undergo volatility valuation adjustments.Democratic senators collectively sent a letter opposing this, pointing out that the high volatility and security risks of crypto assets could threaten the stability of the real estate market. The focus of the dispute between the two sides centers on whether to include crypto assets as collateral and how to scientifically set the valuation discount rate to hedge against volatility risks.

ChainCatcher news, according to Watcher.Guru, U.S. Senator Cynthia Lummis has proposed a mortgage reform bill aimed at including crypto assets in the consideration for housing loan eligibility assessment.

According to ChainCatcher news, citing the Financial Times, JPMorgan Chase is exploring the possibility of offering loans secured by clients' cryptocurrency assets, which is yet another sign that one of the largest banks in the United States is pushing to integrate digital assets into the mainstream financial system.If this policy is ultimately implemented, it would mark a significant shift in the position of JPMorgan CEO Jamie Dimon. Eight years ago, Dimon referred to Bitcoin as "a fraud," claiming that it "is going to blow up" and is only useful for drug dealers and murderers. Insider sources indicated that JPMorgan Chase could start accepting cryptocurrencies like Bitcoin and Ethereum as collateral for direct loans as early as next year, although the plans may still change. JPMorgan declined to comment on this.

ChainCatcher news, ARK Invest CEO Cathie Wood posted on the X platform that the net worth of Bitcoin holders is largely concentrated in cryptocurrency, making it difficult to obtain mortgage loans for a long time.She stated that she would not be surprised if these holders transferred some of their Bitcoin to Coinbase as collateral to purchase new homes that were previously unaffordable.

ChainCatcher news, according to market news, Ark Invest CEO Cathie Wood stated, "Bitcoin holders are likely to have invested a large portion of their net worth into cryptocurrencies, making them ineligible for mortgage loans. I wouldn't be surprised if they transfer some Bitcoin to Coinbase as collateral for a once-unreachable new home."Previously, crypto journalist Eleanor Terrett revealed that Fannie Mae and Freddie Mac have been instructed to explore counting cryptocurrencies as reserves in mortgage applications, which means that cryptocurrencies will not need to be converted into dollars but will be counted as reserves in their spot form. Additionally, according to relevant requirements, only cryptocurrencies listed on U.S. regulated trading platforms are eligible to be included in Fannie Mae and Freddie Mac's mortgage reserves, and the related assets must also have volatility protection measures in place.

ChainCatcher news, according to Caixin, the Federal Housing Finance Agency (FHFA) has ordered housing loan agencies Fannie Mae and Freddie Mac to consider cryptocurrencies as collateral in the risk assessment for residential mortgages. Several cryptocurrency industry insiders have stated that this means there could be a significant shift in the asset review standards for Americans applying for housing loans, potentially allowing the use of cryptocurrencies as collateral.An industry insider who wished to remain anonymous told Caixin that this is undoubtedly a positive development for the crypto industry, but if this is the case, then the volatility of the cryptocurrency market will directly impact the housing loan market, and the next subprime mortgage crisis will just be a matter of time.

ChainCatcher news, according to Decrypt, the Federal Housing Finance Agency (FHFA) has instructed Fannie Mae and Freddie Mac to begin preparing to accept cryptocurrency as a form of payment related to mortgages. FHFA Director William Pulte stated that this move aligns with the broader vision of the Trump administration to make the U.S. a global cryptocurrency hub.The FHFA found that allowing Fannie Mae and Freddie Mac to consider more types of borrower assets, such as cryptocurrencies, could help them better assess loan risks and expand homeownership for eligible borrowers. Fannie Mae and Freddie Mac now need to determine how cryptocurrencies will be viewed as eligible assets.Pulte did not specify which cryptocurrencies would be accepted. In response, the market reacted mixed, with some praising the move as a victory for the industry, while others criticized the requirement that crypto assets must be held in centralized exchanges.

ChainCatcher News, Bill Pulte, the Director of the Federal Housing Finance Agency, stated on social media, "We will study the applicability of cryptocurrency holdings in mortgage qualification reviews."